154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified March 19, 2024

Very prompt and user friendly experience

The initial sign up process was a breeze, filing claims online even easier, reimbursement within about a week. I have a 4 month old puppy, she became ill at 8 weeks old, they took the worry out of affordability

Insurer: Spot

By: Lisa McElley

March 19, 2024

Do not recommend

EDIT: After several emails back and forth, Trupanion confirmed that I have more than one category for 'mass(es)' both with separate deductibles even though they were the same, and submitted the same. Complete waste of time. Do not recommend. I’ve been with Trupanion for 10+ years and have paid over $10,000 in monthly insurance, above and beyond all of his vet costs. So far in my dogs 11 years, he has had less than a handful of things covered. Most recently he underwent surgery to remove and test some lumps and Trupanion is not covering any of the lumps despite "mass(es)" having previously reached the deductible years ago. Not only are they now breaking the lumps down by type they are also doing by location. This means that if the cells are even remotely different, or in a different spot, they begin their own deductible. So, if it isn’t the same type and same spot it doesn’t go towards my deductible. I don’t recall this being the case when we started - and none of these are pre existing conditions (before the start of policy) since I’ve had the policy since my dog was 6 months old. Despite a couple of appeals, I still cannot get clear information on the breakdown of deductibles, nor was I ever never notified of a change to my policy. I would advise speaking to all other possible insurance companies when looking at a policy for your pet because you won’t be receiving the coverage that you need through Trupanion.

Insurer: Trupanion Canada

By: Caylee

Verified March 19, 2024

Thank you Spot!

Spot Pet Insurance has been an incredible financial tool for our family. Pet insurance can be a questionable decision sometimes but we are so grateful that Spot has come through for us during a serious medical episode this year. Their customer service has been fantastic and their quick claim processing has made a stressful year just a little bit less stressful...can't believe I'm saying this about an insurance company! Thank you Spot!

Insurer: Spot

By: Steve H

March 19, 2024

Filing a claim is easy

Filing a claim is easy. Uploading the documents is easy. Getting the claim approved is quick. What I should have done was put my bank info on the website. It's there now but it would have saved time running to the bank to cash two claim checks.

Insurer: Pets Best

By: Carl Conte

March 19, 2024

I was very happy with the customer…

I was very happy with the customer service I received. She answered All of my questions was very pleasant and polite. I am truly satisfied with my experience.

Insurer: Fetch

By: Jenny Fromdablock

March 19, 2024

Quick and easy call with all questions…

Quick and easy call with all questions answered

Insurer: Fetch Canada

By: Michelle R

Verified March 19, 2024

Embrace has always been super…

Embrace has always been super straightforward. The claims process has never felt onerous and I have always felt supported. Embrace has helped us prioritize our cats’ health and wellbeing. Thank you

Insurer: Embrace

By: Moon Choi-McInturff

Verified March 19, 2024

Very professional and fast service

Very professional and fast service. I recently had a significant vet bill and embrace rapidly took care of my claim.

Insurer: Embrace

By: Jerry Pallares

Verified March 19, 2024

Great pet insurance

Great pet insurance. Very timely review and payment of claims. I love that they cover vaccinations, microchipping and spay/neuter.

Insurer: Spot

By: Cindy Westerdahl

Verified March 19, 2024

Simple, Affordable, Convenient

Simple. Affordable. Convenient. Helps take care of our fur baby!

Insurer: Spot

By: Danielle

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