154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 03, 2024

Would give 0 stars if possible

Would give 0 stars if possible. My cat almost passed away in December from acute glomerulonephritis (kidney disease), which had never been previously diagnosed (he is 1 yr old). Despite this, my claim for his medical expenses was rejected due to the pre-existing condition of a cough that was noted during his kitten wellness exam 10 months prior. I appealed the decision and my vet provided additional medical records and a statement that the two were in no way related, however my appeal was again denied. In the past year I filed 3 claims for 3 different pets and every single one was denied. I have cancelled my very expensive policy for all of my pets and filed a complaint with the California Department of insurance. I would never recommend anyone waste their money on this insurance.

Insurer: Embrace

By: Miriam Lazur

Verified April 03, 2024

Great experience the app is so easy to…

Great experience the app is so easy to post claims. Overall best insurance policy for my fur baby

Insurer: ASPCA

By: Jessica

April 03, 2024

We strongly approve trupanion…

Our Ragdoll Cat Bandit has received trupanion coverage for 11 years following breeder adoption.Has experienced several episodes of urinal crystals which were covered via policy agreement. Bandit was recently diagnosed with hyperthyroidism and treated via Radioactive I-131.trupanion stepped up quickly to pay Bandit's expensive Radiocat charges and his veterinary pre I-131 lab tests. We strongly recommend trupanion pet insurance.

Insurer: Trupanion

By: Ernest Paul

Verified April 03, 2024

Easy to use

Spot is very easy to use, and it can be very easy to justify the monthly expense if your pet goes to the vet 2-3x a year.

Insurer: Spot

By: Jamie Christy

April 03, 2024

So easy to make the claim

So easy to make the claim, was contacted immediately that claim was received. The very next day the claim was paid out. Amazing response.

Insurer: Pets Best

By: Anne Renwick

Verified April 03, 2024

EASY

EASY! QUICK! Filing a claim was easy, website was very explanatory. Filed the claim, claim was for filled, and check was mailed out.

Insurer: Spot

By: MJ

Verified April 03, 2024

Really great insurance

Great affordable rates, Easy to use app, and reimbursement is quick. Very easy to get support for any questions. Very happy with Spot

Insurer: Spot

By: Kelly

April 03, 2024

Absolutely disappointed with Healthy…

Absolutely disappointed with Healthy Paws pet insurance! I purchased their policy with high hopes of ensuring the health and well-being of my beloved dog, but was left with a feeling of complete betrayal. My poor dog had broken teeth which required expensive dental work. Imagine my shock when I discovered that Healthy Paws not only refused to cover the costs, but also did not provide any refunds! Their advertisements boast full coverage of unexpected accidents and illnesses, but when it came to actual medical necessity, they easily found a loophole to refute my claim. Paying your insurance premiums in good faith only to be disappointed when it really matters is just disappointing. I strongly advise anyone considering pet insurance to look elsewhere. Healthy Paws may claim to have your pet's best interests at heart, but their actions speak louder than words. Save yourself the headache and find a company that actually delivers on its promises. And also, to my great regret, I began to read reviews about this company only when I was faced with this situation; if I had read the reviews before taking out an insurance policy for my dog, I would never have bought a policy from this company. Stay away from this company.

Insurer: Healthy Paws

By: Вячеслав V-v

Verified April 03, 2024

SO many good things.

I love the customizable nature of the policy. Easy to choose the premium and payout that works best for me and my pet. So easy to submit a claim. Quick processing. I wish Spot had people insurance!

Insurer: Spot

By: Adrienne Moon

Verified April 03, 2024

Every claim has been smooth

Every claim has been smooth, seamless and quick. Best decision I made.

Insurer: Spot

By: Kara M

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