154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 18, 2024

The sign up was made easy

The sign up was made easy, and the prices are reasonable. Thank you!

Insurer: Fetch Canada

By: Kashka Bugtong

Verified April 18, 2024

The reimbursement was at a great timely…

The reimbursement was at a great timely manner. Thank you

Insurer: Spot

By: Margarita Cortes

April 18, 2024

The name of this Insurance Co should be PetsWorst

They denied my claim because they said my pet was injured before the 6 mos wait period. They based this on some commentary in the medical record that stated my dog was injured with horseplay on 12/24. I never even presented to the ER vet until 1/2 and my dog was alone with me out of state as I was visiting my daughter while she was giving birth to my GS and we were staying at an Airbnb. There was no other dog present and we had traveled to the place on 12/22. So, something was put in the medical record by mistake evidently. They make you go through a 90 day appeal process and I have to get records revised. This should not be the case. I presented with dog on 1/2 and got surgery on 1/3. Heresay and commentary by whomever in a medial record should not be basis to deny a claim. If the dog was injured on 12/24, then I would have presented on 12/24. I do not recommend this insurance and I'm sorry I wasted my money on it.

Insurer: Pets Best

Veterinarian: VetMed Dayton, OH

By: Donna

Useful
April 18, 2024

What a mess

What a mess. Because of a miss typed code, it took forever. But they got it done and were gracious even when I wasn't.

Insurer: ManyPets

By: Pennie

Verified April 18, 2024

Diagnosis not covered for injury

Our dog suffered a close tear in March- and we had to use emergency vet to diagnose as it was on the weekend. We then got to our regular vet the next week to find that we had to do surgery. Well prudent Pat was very good at reimbursing the surgery. We did not see the fine print that said they do not reimburse the diagnoses-One at the emergency vet and another at our regular vet— which seems rather odd to us because how do you do the surgery without the diagnosis and diagnosis is part of the injury. Nonetheless, the reimbursement process for everything else went very smoothly and efficiently, and we are appreciative.

Insurer: Prudent Pet

By: deebodina

April 18, 2024

It's a rip off

It's a rip off. Don't do it. They denied a claim on my dog and was stuck with big bill after paying them over 100 a month!

Insurer: ASPCA

By: Bradley Shoemaker

April 18, 2024

$$$ - Fetch can change policy yearly.

When we signed up, our fee was 35/month, 500$ deductible with 80% covered. Our dog had two claims, acl tears on back legs. After the first claim, they increased slightly (monthly amout), and after the 2nd claim, they increased deductible by 500$ to 1000$, decreased coverage by 30% to 50% from 80% and decreased fee by 20$ a month. After a closer review of the policy, it states that Fetch can chance the policy EVERYTIME it renews, so yearly. We can't even go to another insurance company now because of her preexisting conditions.

Insurer: Fetch Canada

By: Rebecca

Useful
Verified April 18, 2024

We have a five month old puppy and had…

We have a five month old puppy and had a couple of very big claims. Spot Pet Insurance was unbelievable took care of the situation and reimbursed extremely fast. I highly recommend this to anyone looking for pet insurance.

Insurer: Spot

By: Brian Walkes

April 18, 2024

Our claim was processed quickly and…

Our claim was processed quickly and with great customer service, and we felt good about the amount of the coverage we were provided.

Insurer: Embrace

By: Jonathan Genovese

Verified April 18, 2024

Thank you for the prompt claim…

Thank you for the prompt claim reimbursement!

Insurer: Spot

By: Erin Goldberg

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