154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 23, 2024

Total scam

Rejected claims with no explanation other than 'terms of service' for over a period of 6 months, emergency services, and ultimately euthanasia. The final one it was all written off with deductibles. You pay out of pocket for all services up front with the impression you can file a claim, and guess what.... wasn't worth the premiums and we canceled it for all our pets.

Insurer: Prudent Pet

By: Kenon

Useful
Verified May 23, 2024

This is our second claim with SPOT

This is our second claim with SPOT. Both experiences were excellent during a very stressful time. Highly recommend. We are lifelong subscribers!

Insurer: Spot

By: Stephanie Schatz

Verified May 23, 2024

Quick processing

Quick processing. Submitted my first claim on a Friday and got paid on Wednesday.

Insurer: Spot

By: Jade Hammers

Verified May 23, 2024

Highly recommend Spot Pet Insurance!

Spot Pet Insurance is by far the easiest to use and very straightforward of what is covered and what is not and you see payments ina timely manner. Questions are answered also in a timely manner and they have quality customer service. I highly recommend them for anyone seeking pet insurance!

Insurer: Spot

By: Shirali

Verified May 23, 2024

Great service

Great service! Easy filing reimbursement.

Insurer: Spot

By: Darwin Cuenca

Verified May 23, 2024

I found spot prompt is payment which…

I found spot prompt is payment which has really helped financially. They also have availability of support staff. Excellent

Insurer: Spot

By: diane ferguson

Verified May 23, 2024

I was very impressed with my claims…

I was very impressed with my claims process. It was easy, fast, and my reimbursement was in my checking account very quickly. I would highly recommend Spot pet insurance.

Insurer: Spot

By: erp

Verified May 23, 2024

Makes the process of filing claims easy…

Makes the process of filing claims easy and the claims paid within 24 hours of submissions

Insurer: Embrace

By: Gina Mixon Bates

May 23, 2024

Claim 004672118

All of the customer service representatives I've spoken to at Fetch are helpful, polite and eager to help. I cannot say the same about their claims department. Claims department personnel are impersonal and not at all easy to work with. They choose to communicate entirely through email and text which creates unnecessary delays toward reimbursement. Additional Claim delays were blamed on hard to read invoices, difficulty receiving my emails and transferring funds to my direct deposit account. Personal conversations would have eliminated all of these issues. Meanwhile I'm waiting for a paper check that I'm told will take 3 to 5 weeks to receive. This was not a good experience. and

Insurer: Fetch

By: Joe Puccio

May 23, 2024

NATIONWIDE BEST PET INSURANCE

I have been using Nationwide ever since we adopted our Princess (Cavapoo). They are an excellent company. I go to the Vet than I take a picture of my invoice and submit for payment and they pay it in a few days. Great service.

Insurer: Nationwide

Veterinarian: Rose-Rich Vet Clinic

By: Stacy

Useful

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