154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 26, 2024

Filing a claim

The people I talked to were nice … however, it took three times for them to download the information they needed to make a decision. They were not downloading the PDF attached to the email sent to them. They only looked at the email. It was frustrating. Once they did download the PDF, everything g went well after it.

Insurer: Embrace

By: May Jacobs

May 26, 2024

Quick and easy

Claim submitted easily and payment was prompt

Insurer: Pets Best

By: Linda

May 26, 2024

Takes MONTHS to get a claim back but…

Takes MONTHS to get a claim back but $180 for two dogs all of my visits go to deductible. Im paying cash plus $180 every visit. It doesn’t make sense to have this anymore. “Oh what about an accident!?” Wont be covered until you hit the deductible. Even though im submitting $300-$900 vet visits every time. Nope. Deductible. Save yourself time and money. Get a different insurance.

Insurer: Pets Best

By: lrt

Verified May 26, 2024

claim process was simple and…

claim process was simple and reimbursement was fast

Insurer: Spot

By: Han Vu

May 26, 2024

Not worth the paper it’s written on.

Fetch is both a terrible service and terrible business. After 10 years of paying insurance (from 8week old puppy) so as not to incur any “pre-existing condition” exclusions the premiums of fetch have jumped exponentially every year but this year almost 300%. its extortion. Take the premiums during good times but abandon and extort loyal customers when they need you most.

Insurer: Fetch

By: William Charnock

May 26, 2024

it's very easy

it's very easy, just send a photo of your receipts,to file a claim, a couple days later the payment is in the bank..

Insurer: Pets Best

By: Douglas Scott

Verified May 26, 2024

Ease!!!!!!

Ease!!!!!!

Insurer: Spot

By: NICOLE EDWARDS

Verified May 26, 2024

Emergency Vet Visit Covered

My dog Lyla had to have an emergency vet visit from being very ill. The bill was a lot and I had never had to submit a claim before. The emergency vet gave me all the medical records I needed, but my regular vet didn’t. I called and talked on the phone with someone and she helped me get the right records and my reimbursement went through. Super thankful I had insurance from such a great company.

Insurer: Spot

By: Ashley Cooper

May 26, 2024

A Protector of our companion

From day one trupanion has been an excellent companion support protecting our four legged family member in many situations that we never expected to experience in our pet ownership. They deal with us in a professional, warm personal and friendly way. The protection offered is clear in terms of what is and isn't covered. With claim support, they have always been prompt and thorough. This is insurance that is truly there when it is needed and not hiding behind a mountain of excuses!

Insurer: Trupanion Canada

By: Thom Williams

May 26, 2024

Surgery

Absolutely satisfied with you didn’t have to jump through hoops to get paid they actually care the whole process was a pleasure

Insurer: ASPCA

By: Terry

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