154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 21, 2025

Too soon to tell.

Too soon to tell.

Insurer: MetLife

By: Charis Korpela

Verified October 21, 2025

Excellent Customer Service

Rosa was very informative and gave me all of the information I needed to make a decision. She was extremely patient and answered any questions I had. She has a very friendly personality.

Insurer: Pumpkin

By: Deborah Keyes

October 21, 2025

I’m very happy with this coverage for…

I’m very happy with this coverage for my two dogs

Insurer: Embrace

By: Carol Haff

October 21, 2025

I’m writing this review because…embrace forces you to write a review before you submit a claim.

I’m writing this review because Embraces website essentially makes you write a review in order to submit claims. I’ve actually had a decent experience with them aside from this.

Insurer: Embrace

By: Kelly Jones

Verified October 21, 2025

appeal process

several times my pets Dr. visit wasn't routine and we weren't totally reimbursed for the Dr. visit and I have to go through the appeal process which is very inconvenient because I have to fill out and drive the paperwork to the vet to get it signed . I wish you would just look into what the visit is for and pay attention more clearly to avoid this appeal process.

Insurer: MetLife

By: Christine Adams

October 21, 2025

Very easy to complete a claim

Very easy to complete a claim. The website provides a nice stepwise process and is clear an easy to read and navigate.

Insurer: Embrace

By: Len Marchese

Verified October 21, 2025

fast and easy

fast and easy

Insurer: MetLife

By: Emma Vinson

Verified October 21, 2025

Review

No complaints

Insurer: MetLife

By: Ryan Brooks

Verified October 21, 2025

Thank you very easy process

Thank you very easy process

Insurer: MetLife

By: Tracy Hastings

Verified October 21, 2025

I highly recommend Spot!

I purchased accident and illness insurance for my dog in 2024. I didn't have any claims that year. However, this year I have already filed 2 substantial claims. The first was for a cardiologist evaluation and EKG, totally over $1,000. Spot allow all of that claim and reimbursed me about $360 ($500 satisfied my deductible and I received 80% of the remainder, as set forth in my insurance terms). The next claim was for a tooth extraction and dental cleaning for a total of over $1,600. Except for about $5 for "pet waste/taxes," Spot again allowed all the charges. I just got a check for about $1,330! (Numbers aren't precise but the refund is 80% of the allowable costs.) Filing claims is easy as is providing the additional information they may request. Both claims were paid within a couple of weeks. On 1 occasion, I had to reach out to their customer service and this too was a very favorable experience. While the premiums are high, the cost is offset if your pet has an accident or illness. I very much recommend Spot for your piece of mind!

Insurer: Spot

By: Kathleen Turner

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