154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 10, 2024

Super easy to file our claims

Super easy to file our claims. Response and payment directly into our bank account was all done in one week. Highly would recommend SPOT to any dog owner.

Insurer: Spot

By: Gary Kurtz

Verified June 10, 2024

Insurance covers more than just accidents and new illnesses

When I was the previous pet insurance, they only covered accidents and new illnesses. I like that this pet insurance not only covered accidents and newly discovered illnesses, but, preventative care, exams, and vaccinations as well. Also, my reimbursement was disbursed in a timely manner than when I was with a different provider.

Insurer: Spot

By: Maria Mathis

Verified June 10, 2024

Once I learned what I needed to do to…

Once I learned what I needed to do to file a claim the first time everything has gone smooth and quick. Customer service was great help too.

Insurer: Spot

By: Tina Myers

Verified June 10, 2024

Customer service is awesome

Customer service is awesome

Insurer: Spot

By: Sherry

June 10, 2024

Do not go with Pets Best Raised Policy over 40% in one year

I would never recommend Pets Best to anybody who cares about their fur baby. They are slow with claims and on top of that, raised my policy by 42.15% and would not explain to me why or provide me with a breakdown. Make sure you do your homework on these companies because they trap you after the first one.

Insurer: Pets Best

By: Michael

Useful
June 10, 2024

Loses vet records and requires multiple enrollment evaluations

I’ve made one reimbursed claim in the 5ish years that I’ve had Healthy Paws. They gave me the absolute hardest time saying they never received any records for my dog from her vet, but they had been sent multiple times from the vet with fax receipts. It finally got resolved after many months and headaches. Fast forward to my second claim most recently, they tried to claim my dog needed a whole new enrollment evaluation (won’t provide a reason why) and did not have her vet records yet again (they won’t answer my question as to how they had it for the previous claim but not for this one). They won’t process the claim. My dog is 5 years older than she was when she first started on the insurance and they can now claim that she has changed in health. And their premium keeps increasing - so I’m paying $15 more a month and they’re losing my dog’s records. Feels like they’ll do anything to take your money but never reimburse you for claims within your policy. Definitely do not recommend.

Insurer: Healthy Paws

By: Renae

Useful
Latest 1 comments
Posted: | By: The Healthy Paws Team

Renae - We're sorry your pet wasn't feeling well. As per the policy we do require medical records for all enrolled pets in order to process claims. Once full records are received we will keep them on file for future claims processing. We appreciate your efforts in providing those records, but we are still missing some needed information. Our team has reached out to your veterinarians to get those records. Once received we can continue to process your claims.

June 10, 2024

Get a high yield savings acct instead.

For the first month and claim everything went perfect. After this my dogs faced an unexpected bout of diarrhea and went to urgent care. Even after receiving all of the records themselves from the urgent care clinic they're still insisting they're missing documents. I started this claim in April. It's June now, they put the claim on hold. I have cancelled my policies for two pets as this is an absurd timeline and after calling and receiving the entirety of the records themselves there's no reason this claim could not be completed. You’re certainly better off putting money into a high yield savings account and pulling from that to pay for your pet expenses.

Insurer: Fetch

By: Punky S

June 10, 2024

Very Patient and Experienced Customer Service

I am a senior citizen whose husband has Alzheimer's. I did not know how to submit the soap notes and receipts from my vet. Your customer service representative Joshua was very patient with me and guided me through how I could do it without using the app. as I am not good with my iPhone. I felt guilty taking up so much of his time, but he made sure he explained things in terms I understood.

Insurer: Fetch Canada

By: Jane Hadden

June 10, 2024

With no claim, my monthly went from $91 to $191...

My pet insurance just went from $91 a month, to $191 a month, no explanation, just a notice of renewal. We had no claim last year so I'm not even sure why. Also when you do need to submit a claim, they make it soooo hard. I have another insurance for my other pet (why did I listen to the vet and used Fetch!!) , where I just submit a picture of the receipts and done. With Fetch you need to ask for the notes, submit, takes for ever... I will never ever sign up for Fetch again. I'm also warning all my friends.

Insurer: Fetch

By: Ivan Dubois

June 10, 2024

Quick payment. Claim was paid (at least to the extent…

Claim was paid (at least to the extent of allowable expenses) very quickly. No hassle.

Insurer: Fetch

By: customer

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