224,962+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,962 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,962 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,455 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 15, 2023

Easy Submission and Payment Process

Easy Submission and Payment Process. Signed up and, so far, no complaints. Better coverage than most companies. Highly recommend.

Insurer: Spot

By: Janet

September 15, 2023

It’s very random how Spot pays claims

It’s very random how Spot pays claims. Some are fast without issues but a few of our claims we have had in appeals. We currently have 5 pets covered. Spot was fantastic with our belated cat - but with our dog it has been a struggle. Depending on the outcome of these appeals will determine if we continue with Spot. Right now I’m frustrated with Spot taking o an average of 9 days to process/pay. When we first joined it was 2-3 days.

Insurer: Spot

By: Wendy Alderman

September 15, 2023

Worst claims department

I was in an accident that was not my fault. The claims person was a little rough but was helpful. They said keep all receipts and then send them in after. I submitted my receipts twice for reimbursement and 4 weeks later, I still have not heard anything from the company nor have I recieved my reimbursement. I contacted customer service and still have not heard back after 3 days

Insurer: Sonnet

By: taylor barker

September 15, 2023

Ou offer professional pet medical…

Ou offer professional pet medical insurance and show ou care. Thank you.

Insurer: Spot

By: Marie King

September 15, 2023

A little slow saving info.

A little slow saving info.

Insurer: Embrace

By: Carole Paradise Munns

September 15, 2023

Paid my claim the next day

Paid my claim the next day. No problem.

Insurer: Figo

By: don Cameron

September 15, 2023

Wonderful service

Spot insurance has helped us with the care of our dog who has diabetes.. they have answered all my questions in a timely manner & been very kind & professional.. I highly recommend this company

Insurer: Spot

By: customer

September 15, 2023

Processed claims quickly and then…

Processed claims quickly and then direct deposited in account in a timely manner. Great customer service!

Insurer: Spot

By: Lynn Helfrey

September 14, 2023

Spot has been there for my pets

Spot has been very reliable and straight forward. I’m happy with the year and change I’ve been a customer. Thank you!

Insurer: Spot

By: Dara Litts

September 14, 2023

Spot Pet Insurance is the best pet…

Spot Pet Insurance is the best pet insurance I’ve ever had. They have reasonable rates and file claims quickly. Also, their web site is extremely efficient.

Insurer: Spot

By: Nancy

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