154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
236,135 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,332 reviews
10,797 reviews
27,491 reviews
14,162 reviews
63,007 reviews
Category with most reviews
This chart shows the distribution of review categories.
Fast and easy reimbursements.
Fast and easy reimbursements.
Insurer: Spot
By: Elizabeth De La Torre
Something has changed with Embrace…
Edit: after waiting 30 minutes on the phone, I was able to get this issue resolved and changed to 3 stars. It is still not good that I received repeated emails with vague instructions, a strange email where a claim was closed for a dog of mine that has not been with us for over 8 years, and then being forced to call to have it all corrected. I hope this situation doesn't repeat. I previously have been happy with Embrace, but after paying into insurance for over 7 years I am suddenly being given the run around with my claims. I have submitted claims for my pet's regular prescriptions as done every other time for the last year, and I receive a series of frustrating, vague emails that the pdfs are missing information. It's the same receipt I've sent every other time. The emails do not clarify what is missing. After 3 times of this same email being sent to me for the same claim, suddenly someone says that my pets name needs to be on the form and the service date (it never has before and the service date is the order date... on the form). I try to send additional information with screenshots of my dog's prescription showing her name, and my claims are suddenly just closed. Further, in trying to call Embrace to resolve this, there is a message they are short staffed and that you may be waiting over 30 minutes to speak with someone. I don't know what has suddenly happened to this company, but it has declined in quality and service and ability to handle claims properly without the customer incredibly frustrated, wasting hours of their time to correct these issues.
Insurer: Embrace
By: Stephanie
Easy process to file a claim and a…
Easy process to file a claim and a quick response.
Insurer: Spot
By: Michael Henetz
Claims with Spot Insurance and Emergency Vets
Always going to emergency vet is stressful for you and your pet especially on a holiday weekend on Sunday night. I try to avoid going if I cannot figure out the problem. Spot has been great pet insurance that I do tell my friends. I know that turning in my latest claim will cause my rate to be raised again. I can afford a little raising every year but not if it jumps way up. My claims are not large so think it should be based more on the amounts then how many times you make a claim.
Insurer: Spot
By: Doretta Carbone
You reimburse in a timely manner
You reimburse in a timely manner. If I have questions I can call to have them resolved
Insurer: Spot
By: Betty Paull
Great Insurance!
Great Insurance! Always helpful when I reach out, claims are processed quickly and fairly, and when my pet passed away they treated it with great sensitivity.
Insurer: ASPCA
By: Christine Nangle
Protect your new family member
Although I did not speak with any of your representatives, applying for the insurance was a smooth process. It was one many factors involved with our new puppy and we were happy with the coverage offered as well as pricing.
Insurer: Prudent Pet
By: K. Fitzmaurice
A rough start as rules to how to submit…
A rough start as rules to how to submit information but with hardly any issues our claim was handled. Overall very Happy and if ever a next time (hope there isn’t) I will know the rules and things will move much smoother
Insurer: Embrace
By: Jennifer Standifer
They provide on time notification about…
They provide on time notification about the progress of reviewing claims submitted to them.
Insurer: Embrace
By: Maria Roldan
Quick turnaround & pleasant assistance!
Prudent always processes claims so quickly and any questions are handled so pleasantly and professionally! Thanks.
Insurer: Prudent Pet
By: troy.tobincreditkarma.com