154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 14, 2024

Just filed first claim

I've had Embrace for a few years now, and I filed my first claim last week. The process was super easy. I uploaded the bill, and I had the money in my bank within 24 hours.

Insurer: Embrace

By: Dale Blasingame

July 14, 2024

Way too expensive!!!! No necessary items covered!!!

Answer to your “copy & paste response you send out to everyone: Let’s stick to the truth!! No, your prices are nit the best you can do. best. You know the prices are ridiculous. No your redeemable expenses are a fraction of what they should be. Stating you use each states “standards” for redeeming cost is an insult to every pet owner & their pet. You’re a business & you’re in this line to make as much money as you can. Way too expensive. This plan doesn’t even cover basics like vet office exam fees or neutering. Deductible is also ridiculous. Even if there was a pet surgery, this plan isn’t worth it since it only covers a low % of what they deem acceptable costs. REALLY?!? AGAIN. RIDICULOUS! I’d rather just set aside $50 a month in a savings account & then pay for my pets visits.

Insurer: Healthy Paws

By: Elizabeth Upton

Verified July 14, 2024

Dependable insurance

Every pet owner should have insurance for the on foreseen expenses.

Insurer: Fetch Canada

By: Vjcommisso

July 14, 2024

Direct deposit is the way to go

Direct deposit is the way to go! Much more efficient for reimbursement. Still a little slow in processing claims though.

Insurer: Embrace

By: MT

Verified July 13, 2024

New Customer, first time purchasing pet insurance…

I recently purchased a policy with Spot Pet Insurance. So far, so good. I have had 3 small claims. The first claim went against my deductible, but the second two were paid Almost immediately with the money being deposited directly into my checking account. The first claim required a bit of work, mostly because we have two vets because we are snowbirds, one up north and one in Florida. Spot required invoices as well as a full history, including visit notes, but as long as your vet will provide those you should have no problem. Once That first claim is done, subsequent claims have been very easy, no problem, great service. Just send in a picture of the invoice from your Vet, and the money is in your account in about five business days, easy. Highly recommended

Insurer: Spot

By: Gary

Verified July 13, 2024

Excellent Pet Insurance

Easy to submit claims, fast claims processing, fast reimbursement

Insurer: Spot

By: Kathleen A.

July 13, 2024

Josh made the pet insurance shopping experience easy…

Josh made the pet insurance shopping experience so easy. He was kind and patient as he answered all of my questions on the phone and in my emails. I appreciate Josh’s professionalism, knowledge, and honest demeanor as I worked through my decision. Kim J

Insurer: Fetch

By: Kim Joiner

Verified July 13, 2024

Best choice i made after rescuing my boy!

I was able to submit a claim the same day as our vet appointment, and within 3 days the claim was already accepted! The reimbursement policy type is nice because they still cover all yearly preventative wellness costs so they will never hit your deductible, but then you get paid back a huge portion of your bill!

Insurer: Spot

By: Kaylee Hatch

Verified July 13, 2024

Never sent me my account number and…

Never sent me my account number and information to complete my membership account

Insurer: ASPCA

By: Sarah Amsler

Verified July 13, 2024

I'm new to Pumpkin

I'm new to Pumpkin. My dog, Floyd, became insured as of 7/13/204. When I was trying to make up my mind who would be my dog's insurer and also which plan was best for my dog, I was greeted warmly by a representative named Sarah. Sarah explained the various options. In addition, she offered a follow up call by a mutually agreeable date to help in case I should decide to use Pumpkin. I was called on the day we agreed upon and quite frankly I was pleasantly surprised that she called. Because of her caring, I decided to use Pumpkin as my dog's insurer. Thank you Sarah!

Insurer: Pumpkin

By: barbara

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