222,670+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,670 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,670 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,942 reviews

4.9
Healthy Paws

11,307 reviews

4.9
Fetch

5,792 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,240 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 21, 2023

Mixed Review

Our experience is a bit mixed. I guess, in retrospect, make sure you understand how preexisting conditions work. Here's the good: Quick enrollment (through my employee benefits package). Excellent mobile app. Easy way to submit claims. Cons: Preexisting conditions also excludes euthanasia. They consider that a "treatment". Go figure. So, make sure to carefully read the exclusions and question everything. The fact that euthanasia is a "treatment" is sort of a slap in the face. On top of that, they excluded IBD, not cancer. The latter is what my pet died from. In Summary: If you're going to get pet insurance, get it when you get your pet so there are (hopefully) no preexisting conditions.

Insurer: Nationwide

By: PKS

Verified August 21, 2023

I’m not sure since I haven’t used Spot.

I’m not sure since I haven’t used Spot.

Insurer: Spot

By: John MacIntyre

August 21, 2023

Pets Best is the best pet insurance

Pets Best is the best pet insurance. Easy claim submission and payment. Great customer service. If looking for a pet insurance look no further.

Insurer: Pets Best

By: Jeannine Fullen

Verified August 21, 2023

Caring, respectful customer service..

Customer service is excellent, claims take a long time tho. Sometimes they need vet's notes too many times. But coverage is great but expensive $$$

Insurer: Fetch

By: customer

Verified August 21, 2023

Answered all my questions and helped me…

Answered all my questions and helped me choose the best option for my Karma girl.

Insurer: Prudent Pet

By: Michelle Hanks

Verified August 21, 2023

carefully read and understand what is/isnt part of your policy

I have yet to really see the value here. I have a French bulldog puppy so im keeping this for peace of mind, but also considering just reserving a credit card for surprise expenses instead. what figo does reimburse for at least happens quickly. just be clear that this isnt a charity and not everything you think is covered as a result of their marketing is as it seems.

Insurer: Figo

By: customer

Verified August 21, 2023

The service is really good

The service is really good, they have helped my dog in many ways which I am thankful for. This service is easily contacted and I have had no complaints.

Insurer: Fetch Canada

By: Cecile Lasco

August 21, 2023

Excellent service.

Excellent service.

Insurer: Embrace

By: Gina B

Verified August 21, 2023

Awesome company

Very quick to respond when claims are submitted. Have been very easy to work with.

Insurer: Embrace

By: Holly Phelps

August 21, 2023

As grateful as we are for Pet’s Best…

As grateful as we are for Pet’s Best covering our pups emergency surgery, it took over a month to hear back about her claim. They did email us twice to apologize for the delay which was nice. Just wish we could have had a result sooner. Customer service over the phone is always pleasant!

Insurer: Pets Best

By: Lyndi Grossman

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