222,670+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,670 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,670 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,942 reviews

4.9
Healthy Paws

11,307 reviews

4.9
Fetch

5,792 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,240 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 24, 2023

Claims take too long to process

Typically takes more than one month to process a claim which seems unreasonable to me. When I signed up for Pets Best there were assurances and reviews that said claims were processed quickly. I don't consider 6-8 weeks quickly! Now that I understand the app and have it on my phone, it is easy to file a claim but it took me several trys and a few claims later to learn how to do it.

Insurer: Pets Best

By: Joe Amico

August 24, 2023

Quick and easy

Quick and easy

Insurer: Embrace

By: Breauna Rounds

Verified August 24, 2023

Poor coverage/reimbursement

I have paid insurance continually upon getting my dog Lilly in October. She was healthy but underweight, a rescue. She had a well Dog exam. Then she got a neck injury. I am still dealing with this, she is on medication I pay for. I have only been paid 47.00 after my deductible. Then you said you wont cover her leg injury.

Insurer: Fetch

By: Carla Anderson

August 24, 2023

Fair prices

Fair prices, excellent customer service, and very easy to interact with !!

Insurer: Sonnet

By: Joseph Cleary

August 24, 2023

Quick, Helpful, and Caring

Embrace insurance has been wonderful covering the complicated operation and post-operative complications for our dog, Cody. They have been helpful, responsive, and caring in helping navigate the process. I am so glad I have my pet covered by Embrace!

Insurer: Embrace

By: Cathy R

August 24, 2023

Critical Illness with Speedy Insurance Reimbursement

I recently had a very sick dog that required hospitalization and a very huge bill. Embrace handled all claims in an expedient manner and sent my money sooner than you would expect. Great insurance company. One you can rely on. They live up to their promises and do everything they say they will.

Insurer: Embrace

By: Cheryl Zygmunt

Verified August 24, 2023

Prompt, clear, and professional

Prompt, thorough, clear and easy-to-understand, transparent. So far I love Spot.

Insurer: Spot

By: Pamela

August 23, 2023

Quick prompt and efficient

Quick prompt and efficient

Insurer: Sonnet

By: Melissa Freake

August 23, 2023

I love FETCH!!!!!!

I love FETCH!!!!!!! 10/10

Insurer: Fetch

By: bw

August 23, 2023

They cancelled my policy after 5 years

I have paid on my policy for 5 years for my dog and my daughter's dog. My daughter had to move to CA for work which never seemed to be a problem filing claims for her dog. Earlier this year I called with a question and said my daughters dog was in CA and he had had a couple claims. My dog has never had a claim in those 5 years. They said since my daughter moved that both dogs could not be on the same policy. So they cancelled my dog in March 2023 the second I told them she had to move. I turned in a claim in July 2023 for for labs for slightly elevated liver enzymes that he has before (the vet said don't worry, they were not that high) and since he had to start his waiting period over, after 5 years of paying, ASPCA claim it was a pre-existing condition and will not pay. This is wrong of the company. I will cancel this policy as they just cancelled my dog and erased 5 years of payments and no preexisting conditions, without any claims. Guess there isn't anything I can do, but buyer beware. They will find any excuse not to pay a claim.

Insurer: ASPCA

By: Cindy Brigham

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