219,034+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 219,034 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Submit the forms easy to use
Was very easy to submit. Hope to receive the reimbursement soon
Insurer: Embrace
By: Robert J Kachkoff
Flexible, reasonable, and works.
We are very satisfied with Embrace. Customer service has always been friendly and helpful, but the real test of an insurance company is if they pay and Embrace has been exceptional. We chose a high deductible plan (just for serious issues) to keep costs down. Other plans I researched weren’t as flexible and cost more. Cancer turned up in one of our cats which involved two surgeries so far. Embrace kicked in after we reached the deductible and we received the checks promptly. Initially it took awhile for Embrace to get the initial (pre-existing conditions) paperwork from our vet, but since then we submit the invoices online without issue. I will always get basic pet insurance for all our adopted cats from now on, and Embrace is my first choice. Highly recommended.
Insurer: Embrace
By: J Padykula
My cat has been sick
My cat has been sick, we’ve been to the vet and specialist, had numerous tests done. It would have costs us thousands of dollars but Embrace has refunded us most of it in a matter of days after submitting the invoices. My cat is only 2 years old. I never thought he would need expensive testing so young I’m so grateful to have Embrace pet insurance.
Insurer: Embrace
By: N Garrett
I always receive excellent service on…
I always receive excellent service on any issue with Figo. Thank you!😀
Insurer: Figo
By: Lo
Experience as usual excellent
Experience as usual excellent. What made it great; Easy to submit a claim, organized and easy to navigate APP. Clarkston m was review and quickly explained payment.
Insurer: Pets Best
By: Javier Morales
Our experience with Pets Best has been…
Our experience with Pets Best has been very good. The website is straightforward and easy to use, and the claims process was quick and efficient. We are very happy with service we have received from Pets Best.
Insurer: Pets Best
By: Wendy
Scammer
(In Canada) Fetch by the Dodo (previously known as Petplan) is an unethical, untrustworthy and horrible company. For someone who is planning to enroll pet insurance, it’s better to avoid this company. I enrolled the pet insurance for my dog aged 3 months in 2021. At that moment, there was no medical check up report request but I was asked for it when I submitted a claim after 4 months because my dog got diarrhea. I felt upset and frustrated as there was no point to get a medical check up report after a vet visit with spending additional $200 for claiming $150. The most ridiculous point was that a medical report was not required when the pet insurance was enrolled. But you will be asked for it when you make a claim” That was totally unacceptable. They just don’t want to give you a claim !!!!! I received the announcement from Petplan by an email about they exited Canada business. This was a release to me as I do not have to deal with this company anymore. However, they took my card info and debited the annual fee again and refused to refund. I have never authorized Fetch by the Dodo to make a payment from my card after 2021. I called the customer service for a negotiation. Of course, they refused to refund. They have never provided a proper service to their customers but keep stealing the money from their pocket. Recently, I found out that there were a lot bad comments about this company. I write this as I wish no more pet owners will be another victim. As a pet owner, I just want to get a protection to my dog but I am kinda getting in a scam.
Insurer: Fetch
By: Connie
It was very simple
It was very simple to submit the claim and the response was also quick and easy to understand.
Insurer: Figo
By: MW
Simple and easy to file claim and…
Simple and easy to file claim and receive reimbursement
Insurer: Embrace
By: MSevilla
Significant decline in service over time
I have had healthy paws since 2017. It used to be quick and easy to submit claims via the app and get reimbursed when I first got insurance for my 2 cats. In the past few years, I have had progressive difficulty in getting claims processed. Specific issues: 1) You can only have 3 pets per email account. I have 4 pets, so couldn't get my fourth pet added to the same account. 2) Issues getting claims processed: When additional information was requested, I emailed the documents, per their request. When I continued to get emails requesting the same information, I had to call so the operator could manually add the information to the claim. This happened for multiple claims. I shouldn't have to call for every claim to ensure the information I sent via the method they requested gets added to the claim. 3) Claims getting denied: my most recent claim was denied. I have had 4 claims for the exact same issue (rehabilitation consult + treatment) approved for this pet. They are now making me appeal this claim because "consult" is not covered - even though rehabilitation services are covered and the exact same invoice item has been covered 4 times. Overall, I am disappointed in this company and no longer recommend them. They will do everything they can to deny claims and you have to call repeatedly to get claims approved.
Insurer: Healthy Paws
By: Molly Veber