222,587+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,587 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,587 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,939 reviews

4.9
Healthy Paws

11,307 reviews

4.9
Fetch

5,788 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,235 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified August 23, 2023

Embrace is responsive

Embrace was quick to review my claims and reimburse me.

Insurer: Embrace

By: Julie

August 23, 2023

I have not had to use this policy yet

I have not had to use this policy yet, Fetch was recommended to us. Happy to have it. Super helpful when I call.

Insurer: Fetch Canada

By: Audra Howe

August 23, 2023

Steer clear of this company at all costs!

I recently submitted a claim for my dog, Koru. He was diagnosed with cancer and X-rays showed a huge mass on his heart and lungs. I have full coverage that includes cancer and treatment, but Embrace denied my $5000.00 claim because Koru had a cough seven months ago which was diagnosed and treated for. When I showed the vet the explanation of why my claim was denied, she said there’s no way my dog could’ve survived with this growth on his heart and lungs for the last seven months and it had nothing to do with his cough which was treated! I’m unable to afford treatment for my dog and as such have had to put him down. Thanks for killing my dog Embrace not Pet Insurance!!

Insurer: Embrace

By: Matthew Gardner

Verified August 23, 2023

The claim was paid really fast

The claim was paid really fast, and customer service is top notch.

Insurer: Pumpkin

By: Dave Ger

August 23, 2023

Read the fine print

Read the fine print! Paid monthly and annual premiums for a couple years. When I finally submitted a claim, for two dogs. I was reimbursed $16 on a vet visit that cost me more than $800. It's a bit lame that I can't reply to the Fetch reply (shown below), so I'll add context here, based on their reply. Correct, I was not reimbursed because it was not in my policy. That's why my title is "Read the fine print," and not "Do not use," etc. To pay more than $50/month (well over $500/year) for a policy that covers NO regular (necessary) wellness visit expenses is a waste of money to me. 🤷🏼‍♂️

Insurer: Fetch

By: Greg Smith

August 23, 2023

False Information

I spoke with a representative before starting my account and directly asked if any future bloodwork, allergy shots, and ear infections would be covered under my policy. I was concerned because while my dog did not have any conditions at the time, she had previously had issues with allergies. My vet confirmed that she was healthy at the time of starting my policy. I was explicitly told all of that would be covered under my plan. When I submitted a claim for bloodwork due to my dog’s odd behavior and allergy shots for a rash she was exhibiting, both were denied. After talking to a customer service representative, she claimed that since my dog had an ear infection previously, all allergy related issues would be counted as prior conditions. She also said that bloodwork was not covered even though the representative originally told me it would be. I had heard rumors of Pets Best being a scam, but I decided to trust the representative anyway. This experience definitely verified these rumors.

Insurer: Pets Best

By: Madison

Useful
August 23, 2023

Beleive you pay for a great service

Pets Best is a company that really make you trust insurance industries. NO SCAM

Insurer: Pets Best

By: Ted

August 23, 2023

The best insurance I've had!

We've been with Sonnet for about 4 years now and have had no issues. When we have questions for whatever reason the person who helps us is also kind, knowledgeable and understanding. You have a fabulous team!

Insurer: Sonnet

By: Ashlynn Cattleman

Verified August 23, 2023

I found that you are easy to deal with…

I found that you are easy to deal with and The price point is good The only thing I had trouble with is submitting the receipts in a small enough format

Insurer: Fetch Canada

By: Peggy McCarvill

August 23, 2023

Fast and easy dealing with Auto and…

Fast and easy dealing with Auto and home insurance

Insurer: Sonnet

By: Lou

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