154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 31, 2024

When my dog had to go to the ER

When my dog had to go to the ER , it was naturally stressful for me.. but when they were released; all I had to do was upload an itemized receipt( which vets can give you very easily). Uploading the receipt via the app is Soo easy. Once it was uploaded there was nothing else to go. Embrace sent me regular emails telling me what step the claim was on. They did everything for me. While the actual vet er was stressful , filling a claim was not. I just withstood our people insurance was like this, totally recommend this completely

Insurer: Embrace

By: Timmy

Verified July 31, 2024

I have to fax my vet bills in

I have to fax my vet bills in. I’ve had no problem getting reimbursed for them in a few days, except for the past month. I have to fax the invoices 2-3 times over 2-3 week periods before I get any response that they received my faxes. It is very frustrating and I have no idea what the hold up is. I called customer service and the person was totally unhelpful. If getting my reimbursement 3 weeks late is going to be an ongoing issue, please let me know. I have always over the past nearly 5 years been extremely satisfied with ASPCA, and have recommended it to several people. Thank you kindly for your time, Cynthia Campbell

Insurer: ASPCA

By: Cynthia Campbell

Verified July 31, 2024

Very easy to submit claim and quick…

Very easy to submit claim and quick reimbursement !!!

Insurer: Fetch

By: Brenda

Verified July 31, 2024

Great communication

Great communication

Insurer: Trupanion

By: customer

July 31, 2024

Fast reimbursement on pet medical expenses

Love the fact that I can submit my pet's vet bill through the online app. Outstanding service by Pets Best! Fast turnaround from receiving to processing a claim and with direct deposit it is much quicker than waiting for a live check to be mailed. I recommend Pets Best because they genuinely care about pets' needs.

Insurer: Pets Best

By: Bob

Verified July 31, 2024

Submitting a Claim

Embrace Pet Insurance makes submitting a claim fast and easy. Their policies are straightforward and I was reimbursed right away.

Insurer: Embrace

By: Monique

July 31, 2024

Embrace insurance is great the claims…

Embrace insurance is great the claims process is very easy and in a few days you have the money in your back account

Insurer: Embrace

By: Craig W

July 31, 2024

We got a new puppy and put her on our…

We got a new puppy and put her on our Embrace pet policy, which we also have on our other dog. she had an incident with vomiting at the beginning of the policy, and they put an exclusion on her policy, which I disputed, and Embrace was very good at looking at the situation much closer and removing that exclusion. We have had our other dogs on policy for three years and have had absolutely no problem. They are very prompt with our submissions and when we call, we always get a very knowledgeable and professional person. I would highly recommend Embrace pet insurance.

Insurer: Embrace

By: Coleen

July 31, 2024

Waste of money

Waste of money. It doesn't cover anything, and they are more expensive than other carriers.

Insurer: Embrace

By: DGarcia

Verified July 31, 2024

It was really easy …

It was really easy to take pictures of my dogs vaccinations and upload them into the claims area I was reimbursed within a week fantastic response time

Insurer: Spot

By: Anthony bobek

Compare top pet insurance providers plans.