222,278+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 222,278 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
222,278 total
What are you looking for?
Most selected providers in "May, 2026"
This chart shows the distribution of the most selected pet insurance providers in May, 2026.
Providers with highest rating
19,929 reviews
11,294 reviews
5,767 reviews
55,033 reviews
15,210 reviews
Category with most reviews
This chart shows the distribution of review categories.
Claim Submission
Claim easy to submit. This was my first experience in submitting claims on my pet insurance policy. I would reserve 5 star rating for reimbursement timeframe
Insurer: Embrace
By: Cathy S
Premium Increases Are Insane
I have had ASPCA insurance for my cat for several years. I have no complaints whatsoever with their claims processing or customer service. I have had to appeal a couple of claims and have had a positive outcome. However, the annual increases in policy costs are absolutely unconscionable and the explanations for the increases are generalized and not sufficiently supported. My premium increase 30% last year and this year will increase an additional 50%! There is no reasonable justification for such increases year after year, except that they can get away with it. If your pet has preexisting conditions, they will not be covered by another company. The only option the policyholder has to mitigate the cost is to reduce coverage in some way. Hardly a customer-friendly policy.
Insurer: ASPCA
By: Joann Able
The buying experience is not user friendly
The buying experience is not user friendly. Why isn't it clear when policies take effect? Why isn't a physical policy sent to my home? Where are the instructions on how to get payouts?
Insurer: ASPCA
By: Anne Wyckoff
Very disappointed in the reimbursement…
Very disappointed in the reimbursement amounts. I paid for a good quality of coverage (as I thought) and reimbursement was not much. I will be shopping around because if something major happens I don’t want to have to worry if I am getting reimbursed.
Insurer: Spot
By: Pamela Bunton
The service used to be so much faster…
The service used to be so much faster and effective. I didn't get my money until a week after getting my claim accepted. The process takes almost 6 weeks in total. ASPCA isn't the same.
Insurer: ASPCA
By: Alexandra Gaitan
Prompt response time but missing information initially
Customer service was prompt in their response time. However, I needed to contact customer service because I had not been provided all of my customer/policy information as stated upon sign-up.
Insurer: ASPCA
By: Sydney
I am truly impressed
I am truly impressed! Went on the easy to use app, filled in the information for the claim, which is minimal and reimbursed within just a few days. THE BEST experience with ANY insurance company ever!
Insurer: Spot
By: Monika
Having my dog covered!
It was easy to follow and met what I was seeking
Insurer: ASPCA
By: Terry Peaks
The quick reply on reimbursements on…
The quick reply on reimbursements on vet visits and customer service is outstanding!!
Insurer: Spot
By: Nancy Garcia-Lake
Quick and easy claim experience
Quick and easy claim experience. I know I made the right choice getting this pet insurance.
Insurer: ASPCA
By: David