224,929+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,929 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,929 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,430 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 25, 2024

Easy to submit a claims and fast to…

Easy to submit a claims and fast to finalize the claim .

Insurer: Spot

By: Sally Barrios

January 25, 2024

It is helpful..... i think

I have a wellness plan along with illness and injury coverage. So I am supposed to be reimbursed for 90% of illness and injury after deductible and 100% up to an amount I picked at the beginning of the policy. I have been to two vet visits for ear infections and one different location vet visit for worms. I have sent in all the detailed receipts I received from vet offices but the insurance company has asked for more information all 3 times and says they have reached out to the vet offices but the vet offices do not respond back. So essentially I haven't been reimbursed for anything other than wellness & prevention. I should probably check into other companies.

Insurer: Pets Best

By: Kali

Useful
January 25, 2024

The coverage is high but I still choose…

The coverage is high but I still choose to enroll my pet since it’s my pet veterinarian recommended it

Insurer: Pumpkin

By: Gilda Williams

January 25, 2024

Annual maximum benefits do not mean…

Annual maximum benefits do not mean anything beware pet parents. One of my dogs had a poor condition yet an unlimited maximum benefit. When I used it to try to save her life all of a sudden the unlimited became limited $15,000 per year. This year I had a $25,000 maximum annual benefit for all three of my dogs. I put in a claim for regular acupuncture and cold laser treatments total cost $1,500. Guess what she was downgraded so $25,000 maximum annual benefit means nothing. The response of my prior review said but at least you have the $25,000 maximum annual benefit they kept that. Doesn't matter they still downgraded my youngest policy without explanation or warning or how to remedy the situation so my pets policies don't continue to be downgraded. Using the annual maximum benefit as a safety blanket is not accurate. How can a pet parent gauge their claims and finances if the maximum annual benefit is not honored? How can a pet parent gauge their claims and finances if agents cannot even tell them if they are in danger of being downgraded until renewal time.A Fetch supervisor couldn't even tell me if my youngest would be downgraded again or how far a pet can be downgraded cuz it wasn't his department. Fetch has a formula I have been told and they keep it close to the vest .I might have had better luck talking to the number they gave me on the renewal letter auto nations parts and service department. I have been exploring other companies asking them if they downgrade due to what they consider too many claims every single company has said no the only way a policy is downgraded as if the owner does it otherwise it stays the same they honor the annual maximum benefit. That seems to be the number one company that doesn't honor their annual maximum benefits and are the number one company to downgrade without parent permission. Interesting that you didn't respond to my question about annual maximum benefits. Could you tell me respond? Why does fetch downgrade automatically and other companies do not please explain

Insurer: Fetch

By: Lori Janow

January 25, 2024

Great company

Great company. Super fast turn around time for reimbursement. Fantastic customer service. Was a lifesaver the first few months of our “I love to eat socks” bernedoodle. And the one time only annual deductible is a great benefit.

Insurer: Healthy Paws

By: Fabness

January 25, 2024

Figo annual renewal policy communication

Our policy is set on automatic renewal but I received no communication from Figo that our renewal was soon coming due. A simple text or email telling us our renewal was coming due would have been appreciated. Instead, boom, the new renewal rate showed up on our statement. C'mon Figo, not that hard to communicate something important like this, is it?

Insurer: Figo

By: Brian S.

January 25, 2024

Easy to apply for.

Easy to apply for.

Insurer: ASPCA

By: Emily Turnage

January 25, 2024

Honestly I think the insurance is a…

Honestly I think the insurance is a complete waste of money. I have had no luck getting anything back for treatment - there is always some excuse. My dog did have a vet visit in December and I haven’t even submitted a claim yet because it’s time consuming and will likely be rejected. Definitely rethinking your company and have not recommended your company to fellow pet owners

Insurer: Figo

By: customer

January 25, 2024

Best Service

I was so relieved and impressed with petsplusus insurance. I have had it for about 7 years and luckily have not had to use it much. The staff are always considerate and helpful. My reimbursement was done quickly and accurately. Thank you

Insurer: Pets Plus Us

By: Michelle

Useful
January 25, 2024

I made the best decision by choosing…

I made the best decision by choosing PetBest insurance. I feel lucky to have used it a couple of times, but I'm always grateful for their prompt support whenever I need it. Thank you so much for being there for me. Regarding this experience, it was the same as always. It was Wonderful!!

Insurer: Pets Best

By: Alessandro Colantuono

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