221,441+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 221,441 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

221,441 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,912 reviews

4.9
Healthy Paws

11,267 reviews

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Fetch

5,705 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,139 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 19, 2023

Great timeliness

I submitted a claim and it was handled within a day - great to see since a few months ago there was a bit of a delay. I understand, and it is great to see you are back to the timely response I am used to. I love Pets Best Pet Insurance, and I would recommend it to anyone. Absolutely have exceeded my expectations since I started my policy.

Insurer: Pets Best

By: Clinton Weishaar

Verified November 18, 2023

I’m so grateful that I got insurance…

I’m so grateful that I got insurance for my two 1 year old cats this year. My male cat experienced bladder inflammation/UTI for the first time and Spot has accepted every claim, including the prescription food. I’ve already hit my $250 deductible and not they reimburse 90%. So far, so good! Hoping that this level of care and acceptance continues.

Insurer: Spot

By: Mia Klenk

November 18, 2023

They consistently take 4-6 weeks to…

They consistently take 4-6 weeks to review the file despite stating on their website, and elsewhere it takes 5-7 business days. It feels either that they are understaffed or that they are intentionally stretching things out to discourage people from filing claims. I did not have this issue with my previous provider Lemonade.

Insurer: Pets Best

By: Dylan Mayoff

Verified November 18, 2023

Wow-Quick and Easy!

Wow! My first claim and it was quick as lightning! My dog went in for his annual shots and I sent a photo of the paid bill and within minutes, an email came that I was getting back $50 (of a $75 bill)! Easy peasy!

Insurer: Figo

By: Carol

Verified November 18, 2023

easy to use

the app is really easy to use, i get the most bang for my bucks.

Insurer: Spot

By: Gwen Leith

November 18, 2023

Good Experience with Fetch

Good Experience with Fetch. I like the ability to track submissions and especially the confirmation of receipt of the claim so I know it’s there for processing. They are clear in coverage or reason for non-coverage according to my policy. Direct deposit is also great. Very good experience for us.

Insurer: Fetch Canada

By: Gail Tanner

November 18, 2023

Best decision I made

So easy to use the app and customer service is always friendly! I never have to worry that my claim will be denied, I provide all the paperwork needed and it’s always approved! Best decision I ever made was to use Fetch for my dog!!

Insurer: Fetch Canada

By: T Eterno

Verified November 18, 2023

The claim system is fast and…

The claim system is fast and responsive, and Spot has been great about covering their obligation.

Insurer: Spot

By: teresa megahan

November 18, 2023

Slow claim service low reimbursement high premium

Slow claim service, deductible is significant compared to typical total charge of a vet visit resulting in either no reimbursement and the coverage for regularvists are also subject to their reduced pricing (eg bill for regular visit is $275 and they reduce it to their allowed amount less the deductible). Bottom line is $80+ in monthly premium gives you minimal reimbursement. Coverage isnt worth it

Insurer: Fetch

By: Anita Schoenfeld

Verified November 18, 2023

Easy claims process

Easy claims process

Insurer: Spot

By: Del

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