208,919+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,919 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,919 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

2 reviews

5.0
Embrace

19,717 reviews

4.9
Healthy Paws

10,988 reviews

4.9
Fetch

5,238 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 16, 2026

Best pet insurance

Best pet insurance! It was a life saver when I had to take my dog to th emergency vet. 100 out of 10 recommended this pet insurance!

Insurer: Trupanion

By: Hannah

January 16, 2026

Beware! Unjustly Classifying a Symptom as a Preexisting Condition!

Beware of what you say to your vet! Spot used my non-medical degree words against me to classify my dog's symptom as a preexisting condition! My husband and I adopted a small terrier mix six months ago. We got ourselves set up with Spot Pet Insurance. At the time of the adoption we were not aware that he was suffering from worms, even though he had been dewormed by the rescue. To make a long story short ~ We tried making diet changes before taking him back to the vet. Our little guy has since suffered with multiple bouts of severe diarrhea, which we have discovered was due to different diagnosis of worms over the next few months - tapeworm, round worm, hook worm, and finally giardia. The insurance company seemed wonderful at first - covering treatments after we reached our 500 dollar deductible. Then they did an audit - used my own words at the vet describing his condition against us and declared his diarrhea was a pre-existing condition and took money off of our deductible and are making us start all over. How can diarrhea be determined to be a preexisting condition when it was a symptom of at least four different worms? I find this extremely unfair. Beware of what you say! What is in the vet notes will be used against you even though you do not have a medical degree.

Insurer: Spot

By: Deanna Blondina

Verified January 16, 2026

Neo's Dental Procedure

The whole process was easy to accomplish, and the stress of submitting a claim was easily accomplished. The claim was handled and settled quickly and now I can devote my time and energy in caring for my pet.

Insurer: Trupanion

By: Anna & John Paul

Verified January 16, 2026

When we lost our dog back in April

When we lost our dog back in April, the vet bills were over $5,000—money we simply didn’t have. So when we brought home our new puppy, we decided to get insurance so we wouldn’t ever face that kind of out-of-pocket cost again. It was the best decision we made. Not long after, our dog accidentally ate chocolate and became sick. We rushed him to the vet, fully expecting a huge bill. Instead, we only paid our deductible and copay. Trupanion paid the vet directly within hours, and our claim was processed quickly. They even did a pre-authorization so we knew the cost immediately. Because of Trupanion, we were able to give our dog the care he needed without the financial stress. Thank you

Insurer: Trupanion

By: Mary

Verified January 16, 2026

Fast turnaround on my claim.

Fast turnaround on my claim.

Insurer: Trupanion

By: Ada

Verified January 16, 2026

My pet is almost 12 years old

My pet is almost 12 years old. I have had trupanion the entire time she has been part of our family. My pet now has an opportunity to utilize the insurance. Trupanion has been amazing. Any questions are answered thoroughly and very patiently. During this tough time, I feel compassion and feel well taken care of with Trupanion.

Insurer: Trupanion

By: Teri

Verified January 16, 2026

Met Life pet insurance is great

Met Life pet insurance is I think the best, I wish I contacted met Life sooner to get pet insurance

Insurer: MetLife

By: HC

Verified January 16, 2026

I’m new to MetLife & the experience…

I’m new to MetLife & the experience I’ve had so far is excellent. Customer service is great!

Insurer: MetLife

By: customer

January 16, 2026

not happy

i have had this insurance for almost 8 years. at first had no problem they paid just about every claim small vet bills they pay, but larger ones they figure out a way to denied it. so you can say i'm really not happy and my pups is at the age that it's not easy to find another insurance co. to insure them.

Insurer: Pets Best

By: STELLA

Useful
Verified January 16, 2026

Best Pet Insurance

Spot is great health insurance for your pet. Affordable plans for preventative care and emergency services. Claims are processed quickly and payments made in a timely manner.

Insurer: Spot

By: CV

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