208,919+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,919 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,919 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

2 reviews

5.0
Embrace

19,717 reviews

4.9
Healthy Paws

10,988 reviews

4.9
Fetch

5,238 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 16, 2026

Thank you for helping on cost very…

Thank you for helping on cost very helpful to me

Insurer: Nationwide

By: Karen Reynolds 😍

Verified January 16, 2026

There is NO better Pet insurance on the…

There is NO better Pet insurance on the market than Healthy Paws! They have literally been the difference in saving our dog's life. Without their support and financial backing, we do not know where our sweet girl would be today. We are talking tens of thousands of dollars in critical care. Trust us, you never want to be in a position where your finances are the reason you cannot save your pet. All it takes is one serious injury or illness or both in our case. Healthy Paws makes submitting a claim as easy as one two three and they reimburse you very quickly, no hassles, ever! Healthy Paws is the real deal, and we recommend them to everyone we know.

Insurer: Healthy Paws

By: karyn feiner

Verified January 16, 2026

Not easy to navigate and many fine…

Not easy to navigate and many fine print exclusions.

Insurer: MetLife

By: customer

Verified January 16, 2026

Fast and easy

Very helpful, explained everything, easy to understand and smooth transition

Insurer: Nationwide

By: Niesha Faison

Verified January 16, 2026

I just signed up for the pet insurance…

I just signed up for the pet insurance today. Looking forward to working with MetLife.

Insurer: MetLife

By: Janie Meyer

Verified January 16, 2026

Great online experience

Great online experience

Insurer: MetLife

By: Crystal Iolani Burgess

Verified January 16, 2026

They kept up with the claim with me by…

They kept up with the claim with me by email and were very nice on the phone

Insurer: Embrace

By: NICOLAS

January 16, 2026

SPOT IS A SCAM

Honestly, I could be brief and say “f*** Spot” but anybody who loves their pet deserves to know why Spot is a terrible company that does not deserve your money. You and your pet deserve better than their b.s. We obtained pet insurance thinking it was the responsible thing to do. Our cats are our family and we want nothing but the best for them. After one of our kitties sustained an injury (tore her CCL) we were devastated, but we foolishly thought “at least we have pet insurance”. We submitted what should have been a straight forward claim with Spot. We have accident coverage, she had an accident, she should be covered, right? Instead, Spot denied the claim almost immediately, but not before altering the claim we actually filed - from the CCL tear to periodontal disease. We found that Spot had dug through our cat’s veterinary record to find any excuse they could to deny a claim and settled on that small note from several years ago. Never mind that periodontal disease is the #1 most common health condition in cats, never mind that it can be effectively and quickly treated, as it was in our case. Regardless, Spot claimed that this “preexisting condition” was enough basis to deny the claim. Spot, perhaps recognizing the flimsiness of their own excuse, also claimed that ligament deterioration is due to a common ailment in CANINES and that that was enough basis to deny the claim. I had to remind Spot that dogs and cats are two very different species and that we were not seeking coverage for a minor case of gingivitis, just the ADVERTISED COVERAGE for accidents. Spot spent several weeks mulling our appeal only to double down on their unwillingness to fulfill their end of the bargain. We have paid every bill on time, provided every piece of documentation asked for, and even got a letter from our veterinary surgeon, but spot still had their rejection letter ready to go. Spot’s unwillingness to actually cover their clients with valid claims is absurd, frustrating, and criminal. I am now left with a mountain of debt and profound sense of betrayal. Spot doesn’t care about you or your pet. They are predators who prey on one’s love of animals. They have mastered dodging phone calls, ignoring emails, fraudulently altering claims, and skirting contractual obligations. Know what they can’t do? Help you when you need it most. Do not give spot a single cent of your money. You’d be much better off keeping your $20/month in a high yield savings account, or even a coffee jar. To anyone at Spot who may be reading this: you should be ashamed of yourselves. Your greed and brazen lack of empathy have made an enemy for life whose singular goal in life is to steer as many people as possible away from your terrible “company”.

Insurer: Spot

By: Todd

Verified January 16, 2026

As soon as you put a claim in they…

As soon as you put a claim in they inform you every step of the way.

Insurer: Spot

By: Frank Calisi

Verified January 16, 2026

So far so good

So far so good. I picked this plan because I wanted to have the insurance plus a wellness plan All in one. Puppies chew on things that they shouldn't so I feel good that Rosemary will be covered. I just hope I could afford it long-term because money is extremely tight right now.

Insurer: Pumpkin

By: Denise Hicks

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