221,424+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 221,424 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

221,424 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,908 reviews

4.9
Healthy Paws

11,266 reviews

4.9
Fetch

5,702 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,135 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

November 25, 2023

Easy to use

Easy to use. Straight forward and helpful. Only drawback is the wait times.

Insurer: Fetch Canada

By: Brittney Miguel

Verified November 25, 2023

The best pet insurance to date

I have tried many different pet insurance options over the last few years, spot has been the simplest and most reliable. Easy to upload claims and the are processed in a timely manner. I have even used the tele vet service which was very useful.

Insurer: Spot

By: Ariane JL

November 25, 2023

Focus on Care Instead of Cost

We decided to use Healthy Paws because, with two big young Labradors, we figured something was bound to go wrong with an injury or eating something they weren't supposed to. We used it regularly when one was put on medication for environmental allergies. Never did we imagine that our 3-year-old Lab would fall victim to the mysterious pneumonia that has been widely publicized. We were heartbroken when, after five days at the emergency vet on oxygen, numerous medications, and the illness worsening, we had to let her go. When we submitted a substantial bill, we were not questioned about the charges for the care given, and they offered their condolences. Healthy Paws canceled the policy for our dog that passed without being asked while keeping everything in place for our other dog. The unused portion of the monthly payment was refunded. Losing such a young dog is tragic, but knowing we had Healthy Paws insurance allowed us to focus on care instead of cost. Healthy Paws' response couldn't have been more supportive. We highly recommend this company. D and M

Insurer: Healthy Paws

By: Diane Oliveira

Verified November 25, 2023

Too expensive for what it is

Too expensive for what it is. They fight any claim you make and don’t cover much. They are pretty blunt about letting you know anything you submit they will dig deep in your pets medical to not pay you a dime. I’ve paid them thousands this year for my pets and I’ve had them apply $18 to my deductible. Look elsewhere.

Insurer: Figo

By: RCM

Verified November 25, 2023

So far so good!!

So far so good!!! Such good customer service and quick reimbursement

Insurer: Spot

By: Genesis P

Verified November 25, 2023

Your payment system is too slow

Your payment system is too slow. You demand information I would not have (medical records from before my pet was born) and I must wait until the vet staff has time to collect this information and reply. This must stop. The vet makes the decision and then informs me so I can say yes or no. Your job (requirement) is to pay what I said yes.

Insurer: Spot

By: CHARLES FETTEROLF

November 25, 2023

An unexpected emergency

We had an unexpected situation with our pet and visited the vet, within 48hrs we received the horrible news, it was cancer. We had to remove it as fast as possible. Fetch was amazing we received help in no time and no questions asked or bureaucratic paperwork. Thank you from all of us

Insurer: Fetch Canada

By: Danilo

November 25, 2023

Coverage and Process were good

I appreciated the relatively fast turnaround for the claim.

Insurer: Fetch Canada

By: Ruth Hawkins

Verified November 25, 2023

Wish I knew about Spot before!

This is the first time I have had pet insurance, and I wish I had known about it years ago. Spot Pet Insurance has been very responsive. They process my claims quickly, and have provided exactly the coverage they said they would, without any issues. I could not be happier with the service and value.

Insurer: Spot

By: Dirk Leverant

November 25, 2023

No issues with company

No issues with company. Direct deposit is awesome

Insurer: Embrace

By: Jennifer Bittner

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