220,939+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 220,939 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

220,939 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,898 reviews

4.9
Healthy Paws

11,243 reviews

4.9
Fetch

5,668 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,109 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified November 29, 2023

Takes forever to get claim reviewed

Takes forever to get claim reviewed, had for a year and not 1 cent covered,not sure it's worth it

Insurer: Figo

By: customer

November 29, 2023

Excellent customer service

Excellent customer service, response to claim and payout is immediate and efficient.

Insurer: Fetch Canada

By: Milwina Guzman

Verified November 29, 2023

Very Happy with Figo

I like the fact that vets are available 24/7 and my claim was handled quickly without any delays or inconveniences

Insurer: Figo

By: Alexis de Borghia

November 28, 2023

They raised the rate 23% after the…

They raised the rate 23% after the first year for a healthy puppy! Gross!! I spoke with a rep and was informed that if you put in claims, the rate goes up. We looked over mine and she agreed that the dental preventative (removed 11 teeth from a teacup poodle during her spay b/c she's so little and we don't want to put her to sleep for dental work regularly) contributed to the increase even though it was a one off. I asked her to have the underwriters review the notes more clearly and she said it's impossible. They will never review again (so human error means nothing to them). Don't use Fetch - with annual increases this high -won't be worth it in a few years. UPDATE Fetch did get in touch after a few days but it's been a colossal waste of time. I was told that they'd try to get the underwriters to review the policy (and look more closely at the notes as they'd incorrectly deemed my pet has conditions she does not) but couldn't promise anything and alas, they wouldn't review it. So Fetch doesn't take their errors into consideration. Fetch rebranded - they used to be called PETPLAN. Read those reviews to get a more accurate picture of the company, their integrity (lack of), and service before deciding on this company.

Insurer: Fetch Canada

By: Natalie Smith

November 28, 2023

Really straightforward to use

Really straightforward to use. No hassle. Customer service is really good. I haven't had to make a claim with them but I will update the review if that happens.

Insurer: Sonnet

By: P B

Verified November 28, 2023

Satisfied customer

Your website is good but required me to call to get somethings clarified. It was somewhat difficult for this 68 year old navigate. The person I got on the phone was great and able to answer my questions.

Insurer: ASPCA

By: Debra Steward

November 28, 2023

Terrible scam!

Terrible scam! I have 3 dogs and got it for all. Denied claims 🙄 100.00 back on a $300 bill how is that 80% The only thing that was easy was canceling however we will see if my payment still comes out. Scam don't be fooled!

Insurer: Fetch Canada

By: Kim Broderick

Verified November 28, 2023

Wonderful professional experience from…

Wonderful professional experience from this company. Excellent and caring.

Insurer: ASPCA

By: Celena LoPriore

November 28, 2023

Not as good as Trupanion

Submitted a claim for my cat, who was treated for fever, vomiting, & dehydration. They’re requesting medical records going back 2 YEARS. Anything to deny a claim I guess! My other cat came from a breeder with Trupanion, my experience with them has been much better. No requesting multiple years worth of medical records when I submitted a claim, no BS.

Insurer: Spot

By: K G

Verified November 28, 2023

I have not used this yet so I can’t…

I have not used this yet so I can’t give my opinion

Insurer: ASPCA

By: Pam Dolan

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