208,806+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,806 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,806 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

2 reviews

5.0
Embrace

19,717 reviews

4.9
Healthy Paws

10,988 reviews

4.9
Fetch

5,238 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 16, 2026

Quick and easy way to place claims

Quick and easy way to place claims. Great customer service.

Insurer: MetLife

By: Cynthia P.

Verified January 16, 2026

Trupanion Paid My Vet Directly!

The direct connection to my veterinarians office made submitting the claim so easy and convenient!

Insurer: Trupanion

By: Jean

Verified January 16, 2026

Love the instant review and settlement…

Love the instant review and settlement of my claim!!

Insurer: Pumpkin

By: Ingrid

Verified January 16, 2026

Our dog needed a gum growth and 13…

Our dog needed a gum growth and 13 teeth removed. I filed a claim and it was approved in just a few days. It was a very easy process. And when we lost another dog last year and had to cancel her coverage, Spot was very kind and sympathetic, even sending a condolence card. I believe that Spot truly cares about their customers.

Insurer: Spot

By: John Chun

January 16, 2026

I am SO disappointed in Trupanion

I am SO disappointed in Trupanion. I have been paying insurance for years with my dog which originally started at $45/month. It has gradually increased and with a recent move they increased my cost to $200/month with a $500 deductible. Making this completely unaffordable. I trusted this company and now they are abandoning my dogs health. This is what we get for customer loyalty? Shame on you.

Insurer: Trupanion

By: Heidi

Verified January 16, 2026

Paid out quickly with little…

Paid out quickly with little complications. Monthly premium went up quite a bit from last year, though grateful to have this coverage given an unexpected illness.

Insurer: Trupanion

By: Nikki

Verified January 16, 2026

Smooth and straight to the point

Pretty smooth claim process if you provide everything needed and requested in a timely manner. I was first skeptical about putting a lot of money into something without knowing how difficult the process would be when I eventually need to utilize the services I was paying for but now I trust the process and would recommend to anyone looking at this type of pet insurance

Insurer: Fetch

By: Eric

Verified January 16, 2026

Best pet insurance

Best pet insurance! It was a life saver when I had to take my dog to th emergency vet. 100 out of 10 recommended this pet insurance!

Insurer: Trupanion

By: Hannah

January 16, 2026

Beware! Unjustly Classifying a Symptom as a Preexisting Condition!

Beware of what you say to your vet! Spot used my non-medical degree words against me to classify my dog's symptom as a preexisting condition! My husband and I adopted a small terrier mix six months ago. We got ourselves set up with Spot Pet Insurance. At the time of the adoption we were not aware that he was suffering from worms, even though he had been dewormed by the rescue. To make a long story short ~ We tried making diet changes before taking him back to the vet. Our little guy has since suffered with multiple bouts of severe diarrhea, which we have discovered was due to different diagnosis of worms over the next few months - tapeworm, round worm, hook worm, and finally giardia. The insurance company seemed wonderful at first - covering treatments after we reached our 500 dollar deductible. Then they did an audit - used my own words at the vet describing his condition against us and declared his diarrhea was a pre-existing condition and took money off of our deductible and are making us start all over. How can diarrhea be determined to be a preexisting condition when it was a symptom of at least four different worms? I find this extremely unfair. Beware of what you say! What is in the vet notes will be used against you even though you do not have a medical degree.

Insurer: Spot

By: Deanna Blondina

Verified January 16, 2026

Neo's Dental Procedure

The whole process was easy to accomplish, and the stress of submitting a claim was easily accomplished. The claim was handled and settled quickly and now I can devote my time and energy in caring for my pet.

Insurer: Trupanion

By: Anna & John Paul

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