154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

September 27, 2024

Joshua Sabado was amazing and helped me get both of my dogs all signed up. He gave me options but let me choose what I wanted.

Joshua Sabado was amazing and helped me sign up both my dogs. The process was easy and no high sell tactics. Just facts and options. Price is reasonable too.

Insurer: Fetch Canada

By: Jennifer

Verified September 27, 2024

Great coverage and quick response time!

Great coverage and quick response time!

Insurer: Spot

By: Suzanne Gorgas

Verified September 27, 2024

Exceeded my expectations!!!

I had about 5 choices of companies that my work partners with for pet insurance. I initially went with spot due to its adjustability. I liked I could pick my deductible, yearly coverage amount, etc. having a puppy I added the wellness package as well. Unfortunately my puppy ended up getting severe allergies and we had to take her to a dermatologist for testing, which was more than I expected. Long story short she put on allergy shots and 5 other oral meds to help clear her skin. The claims process was soooo easy, fast and they stuck by their word. Since it was not preexisting it was all covered. I will say the preventative is covered at a baseline cost so if your vet charges more you will get the base amount reimbursed, it’s still saving!!! I will keep spot pet insurance forever and have recommended it to every one I come into contact with.

Insurer: Spot

By: Amanda

Verified September 27, 2024

Received refund quickly.

Received refund quickly.

Insurer: Spot

By: Kaye Bentzen

Verified September 27, 2024

Is a peace of mind to have an insurance…

Is a peace of mind to have an insurance like SPOT, I meet my deductible which is not crazy and after that I had an emergency with my dog, I paid out of pocket $2,600 and then submitted a claim with all the required docs, truth to be told, in less than a week I had my reimbursement and there was no hassle to get it, please consider spot for your dogs needs….

Insurer: Spot

By: Victor Gonzalez

September 27, 2024

DO NOT GET THIS PET INSURANCE!

DO NOT GET THIS PET INSURANCE!! Their premiums go up every year!! We have NEVER used the insurance and the premium has doubled in the 3 years that we’ve had it. We got the insurance for our golden retriever when he was 3 months old and he is now 3 years old. He has had some health issues, so now if we switch our insurance none of the issues will be covered. Deceptive company who price gauges every year. Went from paying $65 when first enrolled, to now $142 3 years later with NO CLAIMS!!

Insurer: Embrace

By: Riss

Verified September 27, 2024

Submitting a claim

Was easy submitting the claim and receiving the direct deposit back into my account however, a few things could have made it better. The wait period was long and the addition of documents could be improved. I accidentally added the wrong document in the medical records section and had to redo the claim because I couldn’t remove it. It would be helpful too if, when adding the invoice, the total and date field were automatically populated from the invoice to remove the chance of human error and make the experience a little easier.

Insurer: Fetch

By: Taylor

Verified September 27, 2024

Submitting a claim

Was easy submitting the claim and receiving the direct deposit back into my account however, a few things could have made it better. The wait period was long and the addition of documents could be improved. I accidentally added the wrong document in the medical records section and had to redo the claim because I couldn’t remove it. It would be helpful too if, when adding the invoice, the total and date field were automatically populated from the invoice to remove the chance of human error and make the experience a little easier.

Insurer: Fetch

By: Taylor

Verified September 27, 2024

Submitting a claim

Was easy submitting the claim and receiving the direct deposit back into my account however, a few things could have made it better. The wait period was long and the addition of documents could be improved. I accidentally added the wrong document in the medical records section and had to redo the claim because I couldn’t remove it. It would be helpful too if, when adding the invoice, the total and date field were automatically populated from the invoice to remove the chance of human error and make the experience a little easier.

Insurer: Fetch

By: Taylor

Verified September 27, 2024

Submitting a claim

Was easy submitting the claim and receiving the direct deposit back into my account however, a few things could have made it better. The wait period was long and the addition of documents could be improved. I accidentally added the wrong document in the medical records section and had to redo the claim because I couldn’t remove it. It would be helpful too if, when adding the invoice, the total and date field were automatically populated from the invoice to remove the chance of human error and make the experience a little easier.

Insurer: Fetch

By: Taylor

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