220,866+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 220,866 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

220,866 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,897 reviews

4.9
Healthy Paws

11,238 reviews

4.9
Fetch

5,663 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,108 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

December 24, 2023

Easy claim

Very quickly working Easy process

Insurer: Lemonade

By: Kai

Useful
December 24, 2023

Overpriced insurance with little return for your money

Here's what you should know, Trupanion is catastrophic insurance only. In other words the only time you would use it is if something very serious happens to your dog. Other insurance companies have plans that cover the partial costs (They don't cover the total costs but what they do allow helps a lot) of office visits, vaccines, teeth cleaning and acute illnesses like vomiting/diarrhea, etc. Trupanion covers none of that. While Trupanion covered nothing for me they did raise my premium close to 30% in less than a year. Simply unacceptable My sister-in-law purchased insurance from another company. (I now have insurance with them) Our premiums are less and our coverage is better. They partially cover office visits, a biopsy, vaccinations, teeth cleaning etc... All the things a dog requires to stay healthy. Again, Trupanion covers none of that. They tried to convince me that should something happen other companies have a cap and they don't and that's why I should stay with them. My new pet insurance covers up to $20,000 annually. Bottom line is there is better coverage for your dog out there for less money.

Insurer: Trupanion

By: Joe in New Hampshire

Verified December 23, 2023

Spot Pet Insurance is a blessing

Spot Pet Insurance is amazing for fast claims processing and payments. We are going through an extremely stressful time as our three year old Corgi has been diagnosed with lymphoma. Not having to worry about paying the bills from the Veterinarian makes having pet insurance a blessing.

Insurer: Spot

By: Lynn Nolan

Verified December 23, 2023

Easy to enroll

Easy to enroll

Insurer: Trupanion

By: customer

Verified December 23, 2023

Was easy to sign up and less expensive…

Was easy to sign up and less expensive than other pet insurers. Have not used it yet, so can't say how fast they reimburse.

Insurer: ASPCA

By: Rochelle Richard

December 23, 2023

Worst experience and unprofessional…

Jan 11, 2024 update. Issue escalated to someone higher that also has taken over 5 days to reach out. What's the point? Just validating my review even further, sadly. UpdateJan 2, 2024 Update. Sent contact as their reply requested and 6 day's later... Nothing! Just a corporate ploy to make review reader's think they care and want to resolve an issue. It's the trap I thought it would be. This review has been validated--> Worst experience and unprofessional staff ever experienced. 4 days to recieve 1st call after reporting. Adjuster declares findings with only other parties info, asks nothing of me like dashcam footage (which I have) or any other information about how the other driver was operating their vehicle. My son (the driver) was not officially charged and only verbally cautioned to be aware of other driver's lack of legal knowledge on how to operate a vehicle (although somehow passed their driver's test). Stuck with the towing and now storage fees because of their overly delayed response time and lack of communication. Not worth the tiny savings!! Beware this company and choose anyone else but. I know we all think of insurance as a scam when we need them after paying their over inflated premiums every month, but this experience takes the cake!

Insurer: Sonnet

By: Steven Schleret

Verified December 23, 2023

Spot Pet insurance is doing pretty well…except

Spot Pet insurance is doing pretty well once you get started with them. I will complain though I never got my policy in the mail. I called and asked for one to be sent out to me and they said NO!!!!!!

Insurer: Spot

By: Karen Orr

December 23, 2023

What? No coverage for nutritional consults to address life-threatening disease?

That you don’t cover nutrition as an essential part of a dog’s health when considered in the context of alleviating life-threatening illness is appalling. My 12-year old female terrier mix has IBD, a life-threatening, incurable condition that must be carefully controlled through dietary modifications. My veterinarian/nutritionist herself has had many an argument with insurance companies over the failure of coverage for such procedures.

Insurer: Pets Best

By: Susan

Verified December 23, 2023

Super easy claim process and no…

Super easy claim process and no disputes about coverage. Gave me much relief during an unexpected and expensive pet injury.

Insurer: Embrace

By: Michelle Hamilton

December 23, 2023

Great plan

Claim was very quick turn around. Not ever a problem.

Insurer: Pets Best

By: Sharon Claus

Compare top pet insurance providers plans.