223,697+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 223,697 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

223,697 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,969 reviews

4.9
Healthy Paws

11,351 reviews

4.9
Fetch

5,883 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,311 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 07, 2026

Claim Processing Challenges and Extraordinary Annual Premium Increases

I have had Healthy Paws pet insurance for my two dogs since they were 12 weeks old. They are now 11 1/2 and 9 1/2 years old. They're very healthy dogs and have had virtually no claims their entire lives. Two months ago, my 11 year old had a wellness exam and his bloodwork had anomalies. The vet recommended x-rays followed by a visit to a surgeon, an ultrasound and a biopsy. Healthy Paws paid the initial claims related to these procedures, up to the $1,000 deductible I have, but now all of a sudden have demanded my dog's vet records since he joined my family 11 years ago! This is to cover the cost of the latest ultrasound and biopsy. When I questioned how this makes sense given the company has already approved claims for this same issue and already have the records documenting when the issue was first detected, I get a response that doesn't address my points and merely reiterating the demand for all records. I find this particularly outrageous, especially given the astronomical premium increases the company regularly imposes. I have literally spent thousands of dollars on premiums with Healthy Paws and am now stuck with the company, sadly. And now the company is slow-walking and imposing obstacles seemingly trying to deny the latest claim (which is roughly $550, though it's already approved claims totaling $1000 (conveniently my deductible) for the same issue. It appears now that I've met the deductible and it's time to start paying 70% of my claims, the company is resisting approving additional claims. When I adopt another dog, I will definitely be shopping for a different pet insurer. I do not recommend Healthy Paws for anyone shopping for pet insurance.

Insurer: Healthy Paws

By: Bob M

Verified July 07, 2026

Excellent Customer Service

Every single Trupanion representative that I've spoken with has been friendly, patient, very helpful, and extremely knowledgeable. If only more companies provided this level of customer service. Thank you.

Insurer: Trupanion

By: Alexandra

July 07, 2026

This is very helpful to have!!

This is very helpful to have!!! The only thing I wish were different is if they made it where you could use it up from instead of on a reimbursement process! Other than that I always recommend!!!

Insurer: Pets Best

By: Ashley Bryant

Verified July 07, 2026

Easy to submit claim

Easy to submit claim. Was processed quickly and efficiently.

Insurer: Spot

By: Melissa Gillis

July 07, 2026

So helpful

Pets Best has given me such a peace of mind when my kitties have faced unexpected health challenges. Having health challenges is stressful, but knowing that Pets Best will help when they can makes it a little less so. I recommend to all my friends with pets that they should get it.

Insurer: Pets Best

By: Jennifer

Useful
Verified July 07, 2026

Taking over a month to get reimbursed…

Taking over a month to get reimbursed for a claim that was already approved almost not even worth doing the claim, then when i contacted customer service i never got a response.

Insurer: MetLife

By: customer

Verified July 07, 2026

My customer service rep was kind and…

My customer service rep was kind and knowledgeable and walked me through the whole process. Thank you Chad!

Insurer: Nationwide

By: Nancy Hart

Verified July 07, 2026

Quick reliable service Simple easy…

Quick reliable service Simple easy to follow directions on claims Immediate feedback

Insurer: Fetch

By: Ann Ahearn Avitabile

Verified July 07, 2026

Our questions were answered courteously…

Our questions were answered courteously and we were able to make an informed decision regarding the care for our little dog.

Insurer: Pumpkin

By: Terrance

Verified July 07, 2026

Each time I called to check on a claim

Each time I called to check on a claim, or ask a question everyone was so helpful and easy to talk to. I appreciate all their help and consideration.

Insurer: Fetch

By: Ann

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