224,945+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,945 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,945 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,443 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 04, 2024

6+ Years with Healthy Paws and Very Pleased!

I have had Healthy Paws for my pets for close to 7 years now. We have a $500 deductible and 90% reimbursement rate. In 2020, my long haired dachshund landed herself in the ER when her gums turned blue and she collapsed. The vet bill turned out to be somewhere around $3,500. HP reimbursed to the levels I stated above and I could not have been happier. As they tried to figure out what caused my dog to collapse, they wanted to order more tests, and I gladly said yes knowing I had such great coverage for her. Next up, my cat developed heart disease at the relatively young age of 2 and had to get regular cardio exams and medications. HP was great here too, as we hit our $500 deductible each year and then I’d receive reimbursements for the services my cat needed that went above this cost. In September 2023, my other dachshund became paralyzed and had to undergo emergency spinal surgery for IVDD. This is the main reason I got pet insurance in the first place. Since then, my dog recovered well, and then herniated another disc, had surgery again, and HP reimbursed to our levels BOTH times. The surgeries were pretty much life saving for my dog, as the chances of her walking again without either surgery was extremely low. In my policy, HP does not cover wellness exams or specialty vet exams, and the cost has increased somewhat every year. Even with these two points, I am still confident in my choice and repeatedly pleased with the service we have from HP Paws. I’m so SO thankful that I can continue to provide the best medical care to my pets knowing that I have a policy with this company. Thank you Healthy Paws.

Insurer: Healthy Paws

By: Caroline

Useful
May 04, 2024

Always quick and super easy to process…

Always quick and super easy to process claims! This is my favorite bill to pay each month, for the peace of mind knowing my pet is covered.

Insurer: Pets Best

By: Melanie

May 04, 2024

Awful practice

Awful! Justin Daughtry's negligence directly caused my cat to develop diabetic ketoacidosis. My cat also obtained a skin injury while in SOTH direct care due to Melissa's lack of compassionate care. Now they refuse to answer my questions in email and demand I talk with them on the phone because they refuse to admit that they made any mistakes. These people are rude, unprofessional, narcissistic, and only care about taking your money. My cat almost died because of State of the heart's incompetence!

Insurer: Lemonade

By: Kristina

Useful
May 04, 2024

Quick response

They were very fast in responding to my claim. I had my money in my account within 2 days.

Insurer: Spot

By: Nelson Graham

May 04, 2024

Expedient claims processing

My dog had an unexpected, serious breathing problem that required hospitalization. He has recovered well, thankfully. Spot processed my significant claim and reimbursed me very quickly.

Insurer: Spot

By: Rachael R.

May 04, 2024

I was having difficulty uploading a…

I was having difficulty uploading a document and called for help. The assistant was so helpful and friendly, called the emergency room and located the document for me.

Insurer: Fetch

By: Julie Eggen

May 04, 2024

Satisfied with Sonnet

Sonnet has been a extremely nice experience to me. Thanks Sonnet

Insurer: Sonnet

By: IRENE MILLAN

May 04, 2024

Fetch has been very good for Bella

Fetch has competitive pricing, online support and easy to navigate app. My pup has been insured through fetch from the start, she had an accident recently and needed surgery. We paid in full at the vet and submitted all our claims, within 2 weeks it was approved, the money (after deductable $300) was covered 90% (as per our plan) was in my account 2 days later. I like the convenience of the online app and the easy to use website. I recommend Fetch.

Insurer: Fetch Canada

By: Jennifer Sichkaryk

May 04, 2024

Quick Turnaround

The quick, very quick, turnaround time to pay this last claim was fantastic. Past turnaround times had been dreadfully slow.

Insurer: Pets Best

By: New to area

May 04, 2024

Great Coverage

I have my beloved Gia covered by Healthy Paws Pet Insurance. I took this insurance out when I adopted her from a local rescue at the age of three. Over the last seven years I find that I am using the insurance more as Gia ages. Healthy Paws is quick to turn around my claims. I have trained myself to submit them when I get the invoice. They have completed some in as little as a day and never more than ten days. I am very satisfied with their service.

Insurer: Healthy Paws

By: Beverly Blair

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