224,929+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,929 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,929 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,430 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

May 21, 2024

From PetFirst to MetLife

We (3 dogs at the time) initially had Pet First insurance for over 13 years and they were fantastic- great service efficient and caring. Would give them a 10 rating! Then MetLife bought them and the first year was difficult as some claim steps were different and the prices really increased! After 3-4 years it’s getting better and always room for improvement- hard to upload all tests lab reports and SOAPS so I fax and had trouble after Covid getting the proper fax number so claims were not processed- finally got handled and now it’s much improved and direct deposit of reimbursement is a great feature.

Insurer: MetLife

By: Pam

Useful
May 21, 2024

Be Careful With Metlife

MetLife is no different from any other insurance scam. I was referred to a specialist’s to finally figure out why my cat keeps vomiting and and $3300 later we received our diagnosis along with a denied claim because it’s a “pre existing condition”. They covered the POC visit for this issue but as soon as a specialist is needed it’s pre-existing? I am cancelling my policy and not getting pet insurance again, total scam.

Insurer: MetLife

By: David

Useful
May 21, 2024

Best decision ever

We have a standard poodle, Barney who is 8 now, but he was quite sick twice. We did not have insurance on him and we called him the $6000 dog. A few months ago we decided to get another, Betty, and I debated on getting insurance,,I decided to get a cheaper plan and called Met life. The man I spoke with told me the better , more expensive plan is good for a puppy and I could always lower it as she got older so I followed his advice. I’m so glad I did. Betty also has been quite sick twice this year and has had 13 claims. All have been handled quickly and every person I have spoke with is so kind. I’m so GLAD I have this policy and I will never drop or downsize it !

Insurer: MetLife

By: Susan

Useful
Latest 1 comments
Posted: | By: Joanne Minichino

I totally agree with the above post. I've rarely had to call regarding a claim not covered. When I've had to there were no problems, everything was explained and gone over with me. I too was going to cancel and was told the same thing. They go above and beyond to help you. I would recommend MetLife Pet Ins. to anyone who asks!

May 21, 2024

Positive experience

Fast processing, solid customer service, decent price. Sometimes there are emails that tell you records are needed even after they were confirmed received. Small issue in comparison to all the positives.

Insurer: Spot

By: TL

May 21, 2024

This "insurance" will rob you after your pet gets sick

Absolutely terrible company, extremely underhanded and unethical. THEY WILL JACK YOUR PRICES INSANE AMOUNTS, 300-400%. I belive they're targeting people who have pets with pre-existing conditions, so they are forced to move. It certainly is my case. I would recommend staying away from fetch, these guys are absolute crooks. EDIT: To clarify, by "offering my alternatives", what fetch is basically saying is they are happy to offer me a stripped down policy after years of paying for decent coverage. Because insurance means: pay now so you can pay more later. Absolute joke.

Insurer: Fetch

By: Lior Bugatus

May 21, 2024

5 stars for Spot Pet Insurance

Had to call customer service a few times and reps were very helpful and professional. Claims were processed within 3 days and deposited in my bank account. Before having Spot insurance I had another pet insurance company for 7 years. It took over a month to process claims. Spot Pet Insurance is awesome and have already referred them to several people.

Insurer: Spot

By: Jenny Gilchrist

May 21, 2024

They seen to have the best coverage and…

They seen to have the best coverage and reputation.

Insurer: Fetch Canada

By: C.Carroll

May 20, 2024

Super fast claim processing

Super fast claim processing. My reimbursement was in my bank account within 2 or 3 days from my appointment.

Insurer: Spot

By: Michael K

May 20, 2024

Definitely worth the expense

Bought accident insurance when we rescued our 1 1/2 year old Doberman in February of 2022. Have never had pet insurance before. In March of 2023 he ruptured his left Achilles tendon chasing a barn kitty; and, in April 2024 he ruptured his right Achilles tendon chasing a rooster. SPOT has promptly reimbursed us for each of the surgeries and follow up care. Definitely worth the expense.

Insurer: Spot

By: Jude Sullivan

May 20, 2024

Healthy Paws is great

Healthy Paws is great - from insurance vertification to payments processing and genuine care and concern for our Aussie, Bode. The oline claim submissoin simple and fast (deposited within days of submission). Pet insurance is for when things go wrong (like colitis, double TPLO surgery and this year's mystery canine cough). Healthy Pets is there to help when you need it. Their rates are reasonable, the policy is easy to understand and the rate increases are minimal.

Insurer: Healthy Paws

By: Denise

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