154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,400 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,342 reviews

4.9
Healthy Paws

10,808 reviews

4.9
Fetch

27,507 reviews

4.9
Pets Best

14,177 reviews

4.9
Trupanion

63,026 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 07, 2024

Please if you care for your pet please…

Please if you care for your pet please please read the bad reviews from Fetch Pet insurance. I wish I had. I chose the lesser premium compared to other companies but never read their reviews. This company is a total scam. They approved my dogs $7000 procedure and then 2 months later tell me that it was done in error. What a disgusting company. I wish I had money to fight this in court. People please NEVER get Fetch Pet insurance for your pet. Go for a more renowned company and pay a bit more if you have to. Always but always read the reviews before you make such a commitment. Total crooks. I am in Canada and this company is based in the States. They will gladly register you and take your money. When there is an issue with you dog later on, they will fight with any means necessary to reject your claim. Totally disgusting.

Insurer: Fetch Canada

By: Vasilios Gerontakos

October 07, 2024

Please if you care for your pet please…

Please if you care for your pet please please read the bad reviews from Fetch Pet insurance. I wish I had. I chose the lesser premium compared to other companies but never read their reviews. This company is a total scam. They approved my dogs $7000 procedure and then 2 months later tell me that it was done in error. What a disgusting company. I wish I had money to fight this in court. People please NEVER get Fetch Pet insurance for your pet. Go for a more renowned company and pay a bit more if you have to. Always but always read the reviews before you make such a commitment. Total crooks. I am in Canada and this company is based in the States. They will gladly register you and take your money. When there is an issue with you dog later on, they will fight with any means necessary to reject your claim. Totally disgusting.

Insurer: Fetch Canada

By: Vasilios Gerontakos

October 07, 2024

Please if you care for your pet please…

Please if you care for your pet please please read the bad reviews from Fetch Pet insurance. I wish I had. I chose the lesser premium compared to other companies but never read their reviews. This company is a total scam. They approved my dogs $7000 procedure and then 2 months later tell me that it was done in error. What a disgusting company. I wish I had money to fight this in court. People please NEVER get Fetch Pet insurance for your pet. Go for a more renowned company and pay a bit more if you have to. Always but always read the reviews before you make such a commitment. Total crooks. I am in Canada and this company is based in the States. They will gladly register you and take your money. When there is an issue with you dog later on, they will fight with any means necessary to reject your claim. Totally disgusting.

Insurer: Fetch Canada

By: Vasilios Gerontakos

October 07, 2024

Cancelled Policy

I cancelled my policy with embrace because they were not reimbursing me once claims were approved. I paid upfront costs for services at my pet's vet and once Embrace approved the claims they just stated that it went towards my deductible. I'm confused because wouldn't that mean I would be reimbursed for the amount I spent for my pets visits and Embrace would reimburse me. Until I called in to find out what was going on and I was told I would first have to reach my deductible amount and anything beyond that could be reimbursed. Upon purchasing that wasn't explained to me. That's ok now that it has been but I would have liked to make a more informed decision had I known that upfront. Then many of my claims that weren't approved but was instead denied just seemed like a way to get out of covering the services. Just be sure that you are paying attention and asking all the correct questions to understand your plan for your pet needs prior to committing to a plan.

Insurer: Embrace

By: Dedra

October 07, 2024

Hannah was wonderful to deal with

Hannah was wonderful to deal with

Insurer: Embrace

By: Lisa

October 07, 2024

We have been very happy with Embrace…

We have been very happy with Embrace through USAA so far. Quick claim processing and great customer service.

Insurer: Embrace

By: Matthew Higgins

October 07, 2024

I cancelled the policy and they billed…

I cancelled the policy and they billed me rwo months and will not REUND me I can certainally recommend Lemonade pet Insurance cheaper better coverage service customer service excellent and you will be very happy I would never recommend SPOT over priced more than most insurance companies

Insurer: Spot

By: Cindy Mason

October 07, 2024

Website/ phone app makes it easy to…

Website/ phone app makes it easy to submit a claim even if you can't remember you log into password !!!

Insurer: Embrace

By: Karen Stevens

Verified October 07, 2024

Great follow through on submitted claims

I have 2 dogs that have been on this healthplan since they were 8 weeks old. One of my dogs was recently diagnosed with a heart condition. Spot Pet Insurance has been wonderful at paying the submitted claims. They even paid the medication prescribed and purchased from Chewy. I couldn't be happier.

Insurer: Spot

By: Stevie Carter

Verified October 07, 2024

The web site is very user friendly

The web site is very user friendly

Insurer: Fetch

By: Bob

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