154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,135 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified October 12, 2024

Submitted claim for vet bill and…

Submitted claim for vet bill and received payment in 5 days

Insurer: Spot

By: Karin

Verified October 12, 2024

The app makes it easy to submit a…

The app makes it easy to submit a claim. Just enter the info, snap a photo of the receipt and upload. Processing is very fast. This has been a great experience so far. I would highly recommend Embrace.

Insurer: Embrace

By: Jessica T.

Verified October 12, 2024

At the ready,

The rapid response they give towards claims or customers in need, they make it easy to visit the vet without the worry of the intimidation of the bill

Insurer: Spot

By: TheodoreMcgann

October 12, 2024

there is nothing unique about embrace

there is nothing unique about embrace. Nothing special. They use a combination of insurance riders and discounts to try to sort of confuse the insurance issue. Ultimately with the combination of discounts and additional required riders to match my current policy there was no savings. In the end, it was probably just a little bit more expensive, but not enough to be bothered by. It’s just as unnecessary. It’s unnecessary to sculpt their insurance the way they do. I saw no value.

Insurer: Embrace

By: Todd Mittelstadt

October 12, 2024

Worthless

If I could give no stars I would. Had the insurance for 2 years never filed a claim. Had a minor claim that was for less than $250 after my payment of deductible. Put me through so many hoops and I provided all the info requested as did my vet. After everything submitted they sent an email cancelling my claim??? I have never been more frustrated with a company.

Insurer: ManyPets

By: Brian Reese

October 11, 2024

My 10 yo dog passed on 10/4/24

My 10 yo dog passed on 10/4/24, the rep helped me with all the info I needed to process my claim, cancel the policy going forward and general info I needed. If I get another dog I will again use Embrace was coverage.

Insurer: Embrace

By: Peggy Sharp

October 11, 2024

Great choice for insurance

Timely refunds, friendly staff, quick and easy step by step claim forms. The website always says high call volume but you are waiting 5 minutes at most. Most of the time I called the call was answered right away. Also, seems like a mom and pop place because I was given direct email contact to the representative. He both times responded within the hour.

Insurer: Embrace

By: Aleah Bischoff

October 11, 2024

Great experience

Great experience. Extremely helpful assistance, easy to follow app and website and reasonable pricing.

Insurer: Embrace

By: Ad

Verified October 11, 2024

I was misled

I was misled. It seems that there were so many things that are not covered. The representatives should make it clear to the new client what will be covered and not. Now I have to move the policy to another provider because wellness is only covered at so much

Insurer: Embrace

By: BAC

Verified October 11, 2024

Concerns discussed and assistance given.

Great discussion with one of the customer service young ladies. She listened to my concerns and put me at ease. Very grateful I found this pet insurance.

Insurer: Prudent Pet

By: Susan Bethards

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