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Pet parents across the U.S. and Canada have left over 224,958 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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rate keep going up
I've been a client for many years and the rate just keep increasing. It's not really worth it at this point. The worst part is that they do not cover tooth extraction from cavities, which will cost you about $2000+. Stay away and look for a company that do provide dental coverage
Insurer: Healthy Paws
By: Andy
Latest 1 comments
We realize no one likes any form of premium increase. We understand your concern and would be happy to review your account and discuss your premium increase with you in greater detail. If you have not done so already, please call us at (855) 898-8991 and we will gladly answer any questions you have regarding the factors that go into your premium increases. Our complete accident and illness plan covers injury to the teeth if it is caused by an accident, including extractions and reconstruction of damaged teeth. Like some other pet insurance companies, our plan does not cover the regular dental care required to maintain dental hygiene for the pet. By making routine dental cleaning part of the pet parent's financial responsibility, it allows us to offer a complete accident and illness plan
This was the wisest decision I’ve made…
This was the wisest decision I’ve made as a pet owner. EMBRACE was the insurance company my Veterinarian advised me to purchase. He explained how user friendly they were. How they covered what the policy states, the claims were simple, and the reimbursement was almost instantaneous. He was 100% correct! I highly recommend EMBRACE to all pet owners!
Insurer: Embrace
By: Debra Harrington
So convenient and easy to use
So convenient and easy to use. I love Pumpkin!!!
Insurer: Pumpkin
By: customer
Absolute Simplicity
Submitting a claim is extremely simple by uploading the invoice and doctors notes. Fetch keeps you updated on the status of your claim and once the claim is reviewed/approved, the money is deposited into your bank account.
Insurer: Fetch
By: Tim
I signed up after I seen no wait period…
I signed up after I seen no wait period online..my dog had what we thought was an infection and was dying.. She ended up having colitis..still an emergency..then was told we didn't qualify cuz it wouldn't start til 2 weeks later and I asked if I could restart claim later and was told no..This was an emergency and unexpected bill that I couldn't afford atm..not something that is typical for me..they told me I signed something in tiny print sating I would have to wait..then why state online there wasn't one
Insurer: Embrace
By: Amanda King
Great Experience
Embrace makes it easy to file the claim and I had a check within 2 weeks of the filing.
Insurer: Embrace
By: TOM COSTANZA
Quick processing of the claim and clear…
Quick processing of the claim and clear EOB!
Insurer: Fetch
By: KR
Signed up in May 2024
Signed up in May 2024. I had read there was a discount for veterans, but no option was given for one. Tried asking about that with no response. Still, price was okay so I kept policy. I uploaded all med records for my kitten so that they would be on file if needed, per suggestion on website. My kitten got sick in July and I submitted a claim for him. About a week and a half later, was told to submit all med records for prior to illness. ALREADY DID THAT IN MAY! Now indicates I will have to wait about 15 more days. If med records were missing they lost them. I submitted within a few days of signing up for insurance. All signs, so far, point to I should cut my losses and run.
Insurer: Fetch
By: J dart
I was still getting my brain together…
I was still getting my brain together since I had to deal with visiting the emergency room and a vet visit the next morning too. That plus the lack of sleep made me input the wrong vet information. Had to call a few times to fix an error I made on a claim and the person helping me was very helpful and understanding. They even checked to see how my dog was doing.
Insurer: Spot
By: Jessica
My claim was processed really fast
My claim was processed really fast. It was so easy to file a claim and upload the documentation from the vet. Embrace reimbursed me for exactly as described in their policy.
Insurer: Embrace
By: Barb Huffstutler