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Pet parents across the U.S. and Canada have left over 224,929 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Excellent customer service and compassionate organization
I've been an Embrace customer for over 10 years. It has been a lifesaver, especially during the difficult times I've had with some of my dogs who developed serious illnesses. Not once had my claims been denied and unlike other pet insurance companies that would drop their customers suddenly, Embrace has proven to be a reliable/compassionate company that values its customers. Twice now that we've maxed, or close to maxed out, our annual limit. Just this month, I lost my little sunshine, Casey. The last two months have been very difficult, with multiple trips to the emergency vet and 2 hospitalizations. While it can't take away Casey's loss, it is a relief to know that I won't have to shoulder the burden of all the expenses on my own. Embrace has been prompt in reimbursing my claims and has even done their best to help maximize what I could get back from a dental procedure that she had just 2 months ago. Their customer service has always been very helpful and friendly. To those who are on the fence about getting a pet insurance or say that it's best to put the money aside in a savings account instead of paying for a monthly insurance premium, imagine having to shell out over $6k for one hospitalization and knowing that you are shouldering all that expense on your own. I can't recommend Embrace enough. Life is already stressful without worrying whether you can afford to save the life of a loved one.
Insurer: Embrace
By: Naz P.
Easy to use and overall great experience!
Easy to submit claims, very fast response! Super pleased!
Insurer: Spot
By: Rebecca Wrobel
Amazing insurance company for your pet
Amazing insurance company for your pet! Depending on your plan you can get reimbursed over %80 back and covers almost everything. So glad I have this for my fur baby ❤️
Insurer: Spot
By: Jacqueline Farmer
Fast and easy
Fast and easy. No need to hold for hours waiting to chat. There is a section where you can chat about the needs you require.
Insurer: Sonnet
By: Natasha Witten
Embrace has been a life saver
Embrace has been a life saver. We signed our dogs up as puppies. No matter the issue... allergy meds, urgent care visits etc, Embrace always comes through. The online claim submission process is super simple and straightforward. I recommend this insurance to everyone.
Insurer: Embrace
By: Kari N
I didn’t really to use them but they…
I didn’t really to use them but they were very friendly.
Insurer: Embrace
By: Melissa Koonce
Long processing but worth it
The process took a little longer than stated but the process was simple and no hassle. Glad I have the coverage to make sure my girl has the care she needs.
Insurer: Fetch
By: Kosiko Davis
I had a fantastic experience with Spot…
I had a fantastic experience with Spot Pet Insurance when it came to getting my claims paid. The process was smooth and hassle-free, and the quick reimbursement ensured my pet received the best care without any financial stress. Spot Pet Insurance truly delivers on its promise of exceptional service and reliable coverage.
Insurer: Spot
By: Lynne B
Wonderful and considerate responses…
Wonderful and considerate responses when Fetch procedure was delayed because of overload of claims Fetch was managing at the time. When reviewed, reimbursement was prompt and efficient. Thank you.
Insurer: Fetch
By: Linda