217,980+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,980 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,980 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,820 reviews

4.9
Healthy Paws

11,128 reviews

4.9
Fetch

5,461 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,906 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 13, 2024

Would not recommend

Would not recommend. Scam of a company

Insurer: Pumpkin

By: John

Verified February 13, 2024

Tiny Tim

Easy to do and lots of information given.

Insurer: ASPCA

By: Penelope Davis

Verified February 13, 2024

Top notch company

Have Been very happy with the service I have received. Excellent company and fast claims processing.

Insurer: Embrace

By: Valerie

February 13, 2024

Great customer service and care..Agents…

Great customer service and care..Agents are very knowledgeable and professional..Great rates

Insurer: Sonnet

By: Cheryl A

Verified February 13, 2024

So easy to submit claim

So easy to submit claim, quick payment. Highly recommend!

Insurer: Embrace

By: Nancy Wolanski

Verified February 13, 2024

Wow! Great customer service!

Shortly after enrolling i received a call from Spot walking me through the policy and benefits and explaining everything! What a great way to start! We took our puppy in for a wellness exam and WOW the claim was paid within 2 days! Very happy with Spot pet insurance!

Insurer: Spot

By: Ronald Davis

Verified February 13, 2024

So far communication is great and the…

So far communication is great and the plan appears to be easily utilized.

Insurer: ASPCA

By: Karen E Schumaker

Verified February 13, 2024

A+!!

Embrace far exceeds my expectations in terms of their smooth customer interface, timliness, and fairness. A+!!!

Insurer: Embrace

By: Diana Lynn

Verified February 13, 2024

The online portal for submitting my…

The online portal for submitting my claim was easy to navigate, and the response was quick and detailed.

Insurer: Embrace

By: Latonya Turner

Verified February 13, 2024

Refusal to cover valid claims, excessive wait times on claim resolution

Unfortunately I have not had good experiences with Embrace and will not be using them for future pets. They take an incredibly long time to process claims, sometimes a month or longer, and getting them to cover issues is a battle. They initially tried to deny any cancer coverage because my dog had an abscess prior to coverage starting. Despite visit notes stating it was an abscess, we had to get the vet involved to further prove it. They also tried to deny coverage for hepatic lipidosis from bacterial infection due to a history of thrombocytopenia. Despite having my vet submit an appeal letter, we are going on two months without resolution for the first claim relating to this issue. Finally, they are now also denying claims for soft tissue injuries due to a history of spondylosis. Basically, Embrace will do everything in their power to not cover claims and make it an incredible hassle to fight with them about it, dragging claims out for months I think in the hopes that owners will simply give up.

Insurer: Embrace

By: Zoey’s Owner

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