223,697+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 223,697 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

223,697 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,969 reviews

4.9
Healthy Paws

11,351 reviews

4.9
Fetch

5,883 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,311 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified July 08, 2026

I submitted a claim almost a week ago…

I submitted a claim almost a week ago and still haven’t been reimbursed

Insurer: Pumpkin

By: Karlee

Verified July 08, 2026

You guys are so easy to work with when…

You guys are so easy to work with when filing a claim. I wish it covered more but was so extremely helpful because my Lily had to go to ER. You approved right away and the hospital said you got right back to them. I have already recommended to my friends to use you

Insurer: Trupanion

By: Lisa

Verified July 08, 2026

4/5 stars

4/5 stars. This 30 per paycheck for pet insurance is about 30-50 dollars less yearly than lemonade. heres hoping when i submit for reimbursement everything goes smoothly.

Insurer: Nationwide

By: Ethan B

Verified July 08, 2026

Spot is so quick and efficient with…

Spot is so quick and efficient with billing and reimbursement. I wish human insurance was this amazingly easy. Everyone we know with a fur baby, we recommend Spot. Thank you for being Spot on!

Insurer: Spot

By: Eligio Hernandez

July 08, 2026

Absolutely pathetic

Absolutely pathetic. I cancelled Figo after having them for 1-2 years, religiously paying my premiums for my two dogs. I submitted a claim for one of my dogs who had a small pimple sized growth on her hind leg. A month ago it started bothering her and the vet treated it, doing a biopsy to make sure it wasn’t cancerous. Because this small pimple was there prior to coverage(but the problem arose during coverage), Figo denied the claim. They are disgraceful money grabbers.

Insurer: Figo

By: Anthony Matthes

July 08, 2026

Quick turnaround

My insurance claim was processed and approved very quickly. I was really impressed with how easy it was to submit my claim and how fast we were reimbursed. We had a very stressful emergency vet situation and I'm so grateful the insurance process was so smooth and simple.

Insurer: Pets Best

Veterinarian: MedVet Salt Lake City

By: Cori

Useful
July 08, 2026

BE AWARE!

We have had Fetch insurance for a year now, and we just received our renewal notice with a 55% increase. After doing some research, I discovered that pet insurance companies often trap you once you join because you cannot switch to a different company if your dog has preexisting issues. Since our dog has developed allergies, we are now forced to either pay the 55% increase or lose coverage entirely. I truly believe they lowball the rate for the first year and trap you from that point on. Please make sure you ask all the right questions before getting insurance with this company.

Insurer: Fetch

By: Zoie

Useful
July 08, 2026

Vomiting Fur Baby

I actually went to two places to have my dog evaluated. Every time he ate he would vomit in less than 30 minutes. . He was diagnosed with pancreatitis which lead to feeding chicken and rice. After three days I let him eat his IAMS Vomiting continue so switched to Hills Science for sensitive digestion. He has improved daily. This was quite an expensive procedure but my pet insurance helped with some of the expenses.

Insurer: Pets Best

Veterinarian: Johnson Animal Clinic

By: Joyce

Useful
July 08, 2026

Lock you in at low price and then scam you with higher prices and lower payout when pet is older

All the reviews here are from people whose dogs are in the pre rug-pull age. Healthy paws is a scam. They lock your young (and healthy) pets into a 7 year cycle of paying premiums - then as soon as the pet hits 7, premiums will jump sharply, and coverage disappears - and you have no choice My premium started at maybe $40 a month, and is now $230 after paying easily $15k or more in premiums. Coverage was 90 percent reimbursement and was changed to 70 (no choice given). They know older pets won't find insurance elsewhere if you shop. So they eat up years of premium, and screw you over when your pet no longer has a choice of price shopping. This used to be a standalone company I think, then bought by "big business" and enshittified. Do not buy from these big businesses scammers, they care only about stock prices and profits.

Insurer: Healthy Paws

By: Disgruntled customer

July 08, 2026

Time and awareness of customer needs.

Time and awareness of customer needs.

Insurer: MetLife

By: Jason

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