218,376+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,376 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,376 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,828 reviews

4.9
Healthy Paws

11,142 reviews

4.9
Fetch

5,491 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,933 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 31, 2024

Fast reliable service

Fast service good EOB as always it would've been nice to more money back but still the reimbursement is good

Insurer: Pets Best

By: Eric Crowl

Verified March 31, 2024

Our first experience with Spot Pet Insurance

Easy to fill out claim online, claim was taken seriously no questions asked which was a relief as our puppy was really sick and it was very stressful. After the deductible was paid Spot stepped up and paid 70% of the remaining balance quickly into my bank account by auto pay. A second follow up visit was also covered. We are very happy with Spot Pet Insurance and grateful to be part of the spot community

Insurer: Spot

By: Helen

Verified March 31, 2024

First dog, easy claims

I recently got my first and own dog, Spot has taken a lot of the major worries of vet costs away entirely. I've made two claims and the process was smooth, painless, and rather easy all around. Highly recommend.

Insurer: Spot

By: Noah Smith

March 31, 2024

Ridiculous Premium Rate Increases

I cancelled due to the ridiculous rate increases in premium: "American Modern Home Insurance Company was granted an overall rate increase in the amount of +16.60% effective 02/23/24 for new business and effective 02/23/24 for renewal business for Pet Insurance. American Modern Home Insurance Company subsequently filed on 03/07/24 with the Department of Banking and Insurance a request for an overall rate increase in the amount of 19.20%". Good bye.

Insurer: Embrace

By: Anthony Piniat

Verified March 31, 2024

I Hope This Isn't a Preview of His my Future Claims Will be Handled!

I received 4 emails stating my dog's records were needed to process my claim. I sent the records 4x. They said they requested them from my vet... only they requested them from a veterinarian hospital I've never been to. Finally, I called and they said they had the records. I never had this problem with my former pet insurance company.

Insurer: Spot

By: Elissa Dellosso

March 31, 2024

Excellent service

Our fur baby developed an illness in her gut basically overnight, Vet diagnosed her problem as AHVS. The visits and treatment were quite expensive. Sent my claim to FETCH and the review process was quick. I received my reimbursement within 10 days, thank you Fetch.

Insurer: Fetch

By: Kimmett Uttenreither

March 31, 2024

Fetch App and Claim

New member of fetch and the claim experience was quick and smooth. The app is easy to use and with lots of information and helps you with any process.

Insurer: Fetch

By: ST

March 31, 2024

Terrible service- do not recommend

Takes too long to pay out and getting a $3 charge for a check because I don’t want to provide my checking account number is robbery. Almost impossible to use the chat button- the bot service/ communication is frustrating- has you going in circles to talk to speak to a representative.

Insurer: Fetch

By: Sandra Leasoff

Verified March 31, 2024

Very convenient and efficient for…

Very convenient and efficient for filing claim. Provide status of every stage of claim filing.

Insurer: Spot

By: Uday

Verified March 31, 2024

the claims filing process was easy and…

the claims filing process was easy and efficient through the online site by answering a few questions and uploading documents, including receipt and updates with a timely turnaround. thank you!

Insurer: Embrace

By: OSCAR M

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