218,470+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,470 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,470 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,834 reviews

4.9
Healthy Paws

11,146 reviews

4.9
Fetch

5,498 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,937 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 20, 2024

Amanda Mello was extremely helpful…

Amanda Mello was extremely helpful helping me with my claim

Insurer: Fetch Canada

By: Jill Downton

April 20, 2024

Symptom considered “preexisting condition”

Just had a claim rejected because they consider “vomiting” to be a preexisting condition. That’s like saying that I sneezed before, so every other sneeze in my life is as a result of the same thing that caused that initial sneeze. I called customer service to have my claim reexamined and they took my info and never called me back. I’m VERY disappointed in the coverage and service.

Insurer: Embrace

By: Erin

Verified April 20, 2024

I would highly recommend Healthy Paws…

I would highly recommend Healthy Paws pet insurance for every pet owner. Healthy Paws have saved me so much money over the past 5 and a half years. I have three cats that have had numerous claims over this period of time. First of all I highly suggest getting pet insurance the same day you bring a pet into your home. Healthy Paws is very responsive and very quick to reimburse directly into your bank account. They make it so easy to submit a claim and the explanation of benefits are very understandable. Again I highly recommend healthy paws pet insurance. Thank you Healthy Paws.

Insurer: Healthy Paws

By: Tammy B

Verified April 20, 2024

I have paid for FIGO for a year with…

I have paid for FIGO for a year with zero return for my two dogs. The moment I call to inquire about anything I am told - that is not in your policy. So - I am not really understanding what is in my policy - seems like a lot of money wasted until perhaps my dogs have a devastation.

Insurer: Figo

By: Christine

April 20, 2024

I adopted a dog 1 year ago and decided…

I adopted a dog 1 year ago and decided to get insurance at the recommendation of my vet. The catch to aspca is that they reimburse UP TO 90%… I pay extremely high monthly and never have I been reimbursed for any vet costs outside of the appointed annual vaccines ($50-100). Filing claims through the app took weeks and sometimes months, and required me to send full records every time in addition to the invoice of work done. Be prepared to wait a very long time for review and payout. My coverage included preventative maintenance like behavioral health— I followed guidelines and got a dog trainer, and received 0 reimbursement. My coverage also included 24/7 access to vets over telehealth for questions or basic advice… I never once got through to an actual person. It was always a robot and never connected me to anyone to assist me, or told me it was outside of business hours. When I’ve tried calling to talk to someone about my coverage I could never connect to a person either. Overall I’m very disappointed with this service and am not renewing. Hardly no return but outrageous monthly charges. I wouldn’t recommend this to anyone. Switching to USAA.

Insurer: ASPCA

By: Aleia Carmer

Verified April 19, 2024

First time using it and it was simple

First time using it and it was simple, friendly people.

Insurer: Spot

By: Dawn Daugherty

Verified April 19, 2024

Very easy to get reimbursements back…

Very easy to get reimbursements back with little wait time.

Insurer: Spot

By: Allison Krause

Verified April 19, 2024

Quick and easy claims process. Comprehensive coverage.

Quick and easy claims process. I love that Spot provides affordable wellness care as well as injury and accident.

Insurer: Spot

By: marthashepard

April 19, 2024

Pet Insurance

After researching several pet insurance companies, we found Fetch to be the most attractive for our needs. Joshua Sabado was such a big help in explaining the process and helping with our needs.

Insurer: Fetch

By: Lloyd Royall,

April 19, 2024

Sonnet is easy to use and offers all…

Sonnet is easy to use and offers all the coverage I need for home and auto.

Insurer: Sonnet

By: Erica Drader

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