208,464+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,464 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,464 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,706 reviews

4.9
Healthy Paws

10,966 reviews

4.9
Fetch

5,214 reviews

4.9
Trupanion

58,989 reviews

4.9
Pets Best

14,634 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified January 23, 2026

Rosie was very knowledgeable and…

Rosie was very knowledgeable and helpful. She answered all my questions.

Insurer: Nationwide

By: Daniel Barron

Verified January 23, 2026

We have used Trurpanion for years and…

We have used Trurpanion for years and for the most part had great experience. I recently got a new puppy in August of 25 and immediately put insurance on her because we had high hopes of a great show dog which she is not let us down on! But, my puppy got sick in January of 2026 and her illness has been a huge expense and fortunately, once her deductible was met, Trurpanion started making payments to me. I'm grateful that she had pet insurance and she is now established for her illness which means Trurpanion who cover her for life is it occurs in the future.

Insurer: Trupanion

By: Desert Skies Kennel

Verified January 23, 2026

Claims were completed within days of…

Claims were completed within days of submitting them . Also very easy to submit .

Insurer: Spot

By: Christine Jasper

January 23, 2026

Highly recommended!!

We have two dachshunds and their breed is prone to all sorts of back troubles. We have had it since our older boy was just a baby and never had to use it until this weekend. Our vet team was able to put our claim through the Trupanion system in front of us before we left the clinic. Our sweet boy did end up needing an MRI and surgery. Up front, our costs had many zeros following but with this insurance, we only had to pay a small portion that we already knew was not covered (such as the emergency costs of walking in the door). We really like that the vet team is able to get confirmation of what insurance pays and what we pay right up front, rather than us having to pay all up front and submit a claim later. I have highly recommended Trupanion to many people after seeing how easy this process was. Our little guy is now home recovering and we are just so thankful we opted for insurance all those years ago!

Insurer: Trupanion Canada

By: Cheyenne

Verified January 23, 2026

It is a simple process.

Quick and easy.

Insurer: Nationwide

By: customer

January 23, 2026

Smooth Claims Process, but Watch the Deductible

Submitting our claim for our dog’s porcupine‑quill incident was very easy, and Fetch kept us updated with frequent notifications. The refund arrived in a reasonable timeframe, which was great! One thing to note: our dog needed follow‑up visits, and because the timing crossed our annual renewal date, we had to pay the $300 deductible TWICE for what was essentially the same incident. This was our only claim in the six years of our dog's life, so it was an unexpected surprise. Overall, the process was smooth, but I’d encourage new customers to double‑check whether their policy uses an "annual" or "per‑incident" deductible so there are no surprises.

Insurer: Fetch Canada

By: Sonja Guderjan

Verified January 23, 2026

My claim was processed and paid within…

My claim was processed and paid within one-week.

Insurer: MetLife

By: J Smith

Verified January 23, 2026

Ease of using website to upload…

Ease of using website to upload invoices and then how quickly they deposited reimbursement in my account! It was a seamless process and very much appreciated ❤️

Insurer: Trupanion

By: Julie

Verified January 23, 2026

I sent in a claim for an office visit

I sent in a claim for an office visit, medication, and prescription dog food. I had my reimbursement within 3 days directly deposited in my bank. Doesn't get much better than that!

Insurer: MetLife

By: Johanna

January 23, 2026

Slow processing

In the past, claims I have initiated were processed very quickly. This one took nearly a month to process and I still haven’t received the funds before the bill is due.

Insurer: Pets Best

By: Renee Jones

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