218,809+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 218,809 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

218,809 total


Most selected providers in "April, 2026"

This chart shows the distribution of the most selected pet insurance providers in April, 2026.

Providers with highest rating

Embrace

19,844 reviews

4.9
Healthy Paws

11,158 reviews

4.9
Fetch

5,524 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,970 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified May 31, 2024

The ease of submissions and coverage is incomparable

It is so easy to upload receipts and documents. The website is easy to understand and if I have questions, a service agent is always readily available and I never have to wait long. The coverage has been fantastic and fair. I am reimbursed so quickly as well.

Insurer: Pumpkin

By: Emily

May 31, 2024

Terrible experience

Terrible experience! They are not what they advertise. Submitted a claim on April 27th and it took them until May 31st to give us a decision. The claim was denied. Our puppy has no pre-existing conditions. We took him to an emergency vet appointment after his paw was accidently stepped on (the Vet said that in her note). Claim was denied because lameness of a paw (the diagnosis) was considered orthopedic and not an accident which would have resulted in them having to pay the claim.

Insurer: Embrace

By: Kenyatta Walker

May 31, 2024

Easy to do business with

Easy to do business with, prices are in line with other companies, quick turnarounds.

Insurer: Fetch

By: Loretta Finley

Verified May 31, 2024

Overall experience was good

Overall experience was good, but a little slow in paying claims.

Insurer: Spot

By: JoAnn Brown

Verified May 31, 2024

First time pet owner & first claim…

First time pet owner & first claim ever, it was so easy , self explanatory. QUICK & no issues ! I feel so much more confident as a pet parent knowing I can properly take care of my dog.

Insurer: Spot

By: April Mendoza Bush

Verified May 31, 2024

Spot was quick to respond to my claims…

Spot was quick to respond to my claims for our Dolly. However, there was a glitch and for some reason the direct deposit did not work so after about a week I was informed they would be mailing my reimbursement check. Not sure if the glitch was with my bank or Spot but a check will be fine. I will call Spot to clarify and hopefully get the problem solved. But all in all I would recommend Spot (and I already have) to my friends and family.

Insurer: Spot

By: Roberta Hoffer

May 31, 2024

Easy Claim procedure Fast payment

Watson ate a palm nut/seed that lodged in his duodenum. Emergency surgery with overnight monitoring and he's 100%. Drs. Wilson and Walsh were wonderful, and Pet's Best paid $3500 of the $4500, with no deductions to any of the charges. We paid the deductible and the copay only. All around great outcome for a life threatening and very stressful event.

Insurer: Pets Best

By: Harry S

Useful
May 31, 2024

Having a hard time to set up my account

Having a hard time to set up my account

Insurer: Fetch

By: Beth Berry

May 31, 2024

Thee worst pet insurance I've ever had.

I cat had an illness and since we went to the veterinarian 1 day before the two weeks waiting period. Which he was really sick. They would not reimburse the full bill. I went ahead and cancelled. I definitely would not recommend anyone signing up with them. The last representative was an idiot also could not understand what she was saying. I told her why I was cancelling and she asked me again why are you cancelling? Really?

Insurer: ASPCA

By: Nicole

Useful
Verified May 31, 2024

I love Spot Insurance

I love Spot Insurance. No hassles and easy.

Insurer: Spot

By: Kristen Swist

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