154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 31, 2024

Unfair denial of last claim

Our last claim for NoName for over $1600 was rejected by this company for no good reason. Allegedly there was no track record for his recent illness and treatment, but we have always cared for him properly (he was a stray nearly 5 years ago, blind and neglected) taking him to several vets. We had to take him to several owing to the pandemic, and a large portion of his last visit should have been reimburse-able. We are long time clients with multiple animals and feel very much let down. We have made 2 appeals with no satisfaction.

Insurer: ASPCA

By: Sandy

October 31, 2024

As a physician I do not recommend…

As a physician I do not recommend Trupanion! I have a dog born with a birth defect that is congenital with the breed. Adopted the dog and got insurance within a month. Took him for an evaluation, although he was having no issues the surgeon said better to repair now than later. Had the procedure and Trupanion will not cover calling it a pre existing condition! No sh*t he was born with it. The explanation given was that in his very first vet visit they notated he had a cleft. Very first visit for shots and he makes a note of what we already know in the chart and they refuse coverage.

Insurer: Trupanion

By: Troy

Verified October 31, 2024

Get rid off headaches. Get Spot!

I had a huge bill from the vet for my cat. Thanks to Spot, I don’t need to worry how I am going to pay and nether to choose if my cat will get the treatment or not. Spot is very efficient, easy processing and fast. Went beyond my expectations. If you are looking for a pet insurance, don’t hesitate to get Spot!

Insurer: Spot

By: Mika Matsui

Verified October 31, 2024

Our First Claims

These were our initial claims for 2 rescue kittens. Filing the claims online was easy. And the processing was complete in 2 days. The reimbursement amount was what we expected. We are impressed. Thanks.

Insurer: Spot

By: James Samples

Verified October 31, 2024

Amazing fast response would highly…

Amazing fast response would highly recommend. My dog has cancer and they have been great with processing claims

Insurer: Spot

By: customer

Verified October 31, 2024

The claim process is very easy and…

The claim process is very easy and response is timely

Insurer: Spot

By: Marty Tauber

Verified October 31, 2024

Worth the money! Quick and easy

Quick to process my claim and refund me. I’ve been telling every dog owner I come across to get their pup Spot Pet Insurance. They’ve made dealing with pet health problems a little less stressful. Excellent service!

Insurer: Spot

By: Holly S.

Verified October 31, 2024

Having insurance saved my pet's life

Having insurance saved my pet's life. This company is very committed. Customer service is spot on.

Insurer: Spot

By: Michael Ronda

Verified October 31, 2024

So far, so good!

So far, I am really happy with my experience using Spot. Spot is quick to review & respond to claims. After having to take my cat into the Emergency Vet, I was so stressed about the bill but only had to pay 80% after I hit my deductible since Spot approved my claim. I’d recommend Spot to any pet owner.

Insurer: Spot

By: Alize Hartke

Verified October 31, 2024

Easy submission, quick processing and payment

Used the app to fill out a few fields and submit his invoices. Filed 3 claims, all of which were processed and paid out within 2 days of submission. When your pet has surgery it’s a very stressful time. It’s been a huge relief to know that the financial side has been taken care of and it’s one less thing I have to worry about. I can now devote my full attention to my pets recovery.

Insurer: Spot

By: Joel Myers

Compare top pet insurance providers plans.