224,738+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,738 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,738 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

20,002 reviews

4.9
Healthy Paws

11,396 reviews

4.9
Fetch

5,968 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,391 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified November 11, 2024

The claims submission experience is…

The claims submission experience is great. My cats were previously covered by a competitor and I'm so glad that we switched to Spot.

Insurer: Spot

By: Gigi

November 11, 2024

Just submitted my claim and will update…

Just submitted my claim and will update star rating once the process is complete. Submitting the claim was very easy, so I'll go with 4 stars for now.

Insurer: Embrace

By: Brenda Brown

Verified November 11, 2024

The portal customer service and…

The portal customer service and interactions. It makes it easy to file a claim for our fur baby.

Insurer: Embrace

By: Eva G

Verified November 11, 2024

ManyPets was absolutely amazing during…

ManyPets was absolutely amazing during our recent issues with our dog, Bromlee, as she battled a cancer diagnosis. She fought hard and the treatments were expensive. Thankfully, ManyPets came through and helped with our expenses, paying every claim promptly. Bromlee sadly lost her battle. We are heartbroken, but just got a new pup and a new policy with ManyPets.

Insurer: ManyPets

By: Timothy A Reed

November 11, 2024

Quick processing

My claim is submitted was processed same day. I was with another company and there claims took 2 months or more to process so this was a welcome change. My payout hasn't come yet but it's still early.

Insurer: Pets Best

By: Lanette Luchenbill

Verified November 11, 2024

Great for puppies!

My wife and I really like the puppy (Platinum) plan. It helps us to stay organized on our puppy's needs in the first year of life. It also helps to save us a lot of out-of-pocket costs.

Insurer: Spot

By: Jeremy Varden

November 11, 2024

Embrace is useless

So far Embrace seems useless. I’m paying close to $140 a month for pet insurance on a 10 month old pup. I took her to the vet for an ear infection and Embrace won’t reimburse my $250 vet bill because they are claiming it’s a pre-existing condition. The dog hasn’t had an ear infection since she was 3 months old. She was given medication at that time and it cleared up. I’m probably going to keep the insurance until she is spade and then drop it. Seems to me like I would be better off putting the $140 a month in a savings account for when things happen. Waste of money..

Insurer: Embrace

By: Daniel Breton

November 11, 2024

My premium was raised over 115$ in less…

My premium was raised over 115$ in less than a year … that last 14$ increase was because of breed change . Now keep in mind when taking out your policy they do a complete medical records check - but apparently since my vet listed my boy as a German shepherd instead of a Belgian , the last claim we put in , that constitutes a 14$ payhike… also takes months to settle claims … not good … go somewhere else . In response to embraces reply - the only reason given to me for rate increase was “breed change “ that is after emailing 2 diff people . Again , his medical records from beginning of start of policy did not change / his breed did not change …and yes , I cancelled my policy with your company after paying a year of premiums . Dont know why you couldn’t find my acct - listed under very unhappy customer 🫤

Insurer: Embrace

By: Shalmar

November 11, 2024

NOT HAPPY AT ALL

I was so glad to get pet insurance to be at ease. My fur baby needed a special surgery because he could not be neutered the normal way. They will NOT cover his special surgery or the $300 ultrasound required before the surgery.

Insurer: Embrace

By: Michelle Jacquet

November 11, 2024

Healthy Paws Saved Our Pup

We no sooner adopted our rambunctious puppy and got him established with Healthy Paws, than he had a freak accident involving a friendly game of tug with a large dog and broke the growth plate off his femur, requiring a total hip replacement. Healthy Paws was a Godsend. They never questioned a bill. Always processed our claims within 48 hours, and we always had a direct deposit payment 24 hours after that. I am not sure we could have given this beautiful puppy a chance for a normal life without Healthy Paws.

Insurer: Healthy Paws

By: Goose

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