219,493+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 219,493 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Complete scam
Complete scam. Beware. They deny everything as "pre-existing". It may have existed before I obtained the pet! But it was not diagnosed until after I obtained the pet and purchased the insurance. Even with her spay they denied all supportive care. I canceled the policy by telephone and they denied they received a call.
Insurer: Spot
By: Joan Fox
do yourself a favor and save the money…
do yourself a favor and save the money in an account for emergencies it will stay with you and nobody will deny you your money. These guys are theives.
Insurer: Fetch Canada
By: Karol Gomes
Do Better
Spot pet insurance has been a really bad experience for me both times. I feel like they are very slow with the claims. Unfortunately, this company cost too much and reimburses so little. I had a $900 (only accepted $866) vet bill for an emergency visit and I already met my deductible and they only reimbursed me $255. There are better places than this. Claim# 5500500 And the company is going to give a canned response to this stating that that I should contact them. Please know that I have contacted them and voiced my concerns and they are doing nothing about it.
Insurer: Spot
By: Dr. BranTy
My experience with Amanda Mello was…
My experience with Amanda Mello was very great I enjoyed speaking with I asked the questions about the wellness care for my Pet Annabella, Amanda said she will look into, thank her for all her help, due to the last person I spoke with never called back when he said he will. But anyway was very happy that I got to speak with Ananda and looking for to speak with her again
Insurer: Fetch
By: carmen
How many
People would go to see a doctor, ANY doctor!! if they had to pay for EVERYTHING up front and HOPE that they got MOST of the money that it cost them for the OV, lab, possibly X-rays and everything else paid back to them in........... a MONTH, MAYBE 2, MAYBE NEVER!!! looking at the prices of dog health insurance.. at least for my wallet! it'd be a LOT better AND CHEAPER for me to keep the same amount of money, each month in a safe place at home!! so after just a few, say 6 months with an already healthy dog. I'd have the money at hand for a common vet bill!! an average of $73. a month adds up FAST!!
Insurer: ASPCA
By: Your
Quick and easy to submit claims
Quick and easy to submit claims, great value once you meet the out of pocket expenses for the year.
Insurer: Spot
By: Chris T
Not worth it if your pet has pre-existing conditions
We enrolled for this insurance, however it was not worth the investment. One of our dogs, who is 11 years old, had a surgery to get her tail amputated due to a growth in her tail. Due to the cost of the biopsy ($750) we chose not to get the biopsy. When Embrace processed the claim for the surgery, they denied the claim arguing that the growth could be associated with a pre-existing lipoma on our dogs torso. Also, without a biopsy, there was no way of Embrace checking of the growth was related to prior health conditions. Also, of your pet is diagnosed with any condition within the first 5 months of your policy, it is immediately considered a pre-existing conditions. It's not worth the investment (our rate was just increased to $226/month for 2 dogs). We decided it's better to create a savings account using the monthly fees.
Insurer: Embrace
By: Anabela Behnke
Very clear concise service a breath of…
Very clear concise service a breath of fresh air.
Insurer: Embrace
By: Karlon Johnson
We love Figo!!!
We love Figo!!!! In the past we have used other pet insurance and Figo by far out performs with claim filing timeliness and reimbursement. Customer service is spectacular!!
Insurer: Figo
By: Melissa Wilcox
The staff are very courteous and caring…
The staff are very courteous and caring for both the pet and pet-owner. We appreciate their high level of care and level of knowledge.
Insurer: Embrace
By: DM