208,464+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,464 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,464 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,706 reviews

4.9
Healthy Paws

10,966 reviews

4.9
Fetch

5,214 reviews

4.9
Trupanion

58,989 reviews

4.9
Pets Best

14,634 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 01, 2026

The process for filing a claim is easy

The process for filing a claim is easy. Reimbursement is quickly completed.

Insurer: Pumpkin

By: Frank Vittorio

Verified February 01, 2026

Great communication

Great communication, honesty and wonderful staff who care and love animals.

Insurer: Pumpkin

By: Lorna Cook customer

February 01, 2026

Only lasted 3 days

Fetch offers great prices, but unfortunately their setup needs significant improvement. They rely too heavily on automation, which creates a lot of confusion. For example, I was told I could add a different start date for my second pet, but the system would not allow it. I also believed my dog’s waiting period had been waived after I submitted the required documentation, only to later be told that it wasn’t and that she would still need a vet check before her full coverage could be confirmed. Fetch sent me screenshots showing where this information was supposedly displayed, but that information never appeared during my enrollment process. Because of this confusion and lack of transparency, I canceled my policy after just three days. I couldn’t imagine dealing with this system if I actually needed to file a claim for my dogs. Overall, the system is very confusing, and there is no option to speak with someone directly. It takes hours to get even simple issues sorted out.

Insurer: Fetch

By: NMP

Verified February 01, 2026

when every i called i got my question…

when every i called i got my question answered

Insurer: MetLife

By: Theresa

Verified February 01, 2026

My claim was expedited quickly!

My claim was expedited quickly!

Insurer: MetLife

By: R. Clark

Verified February 01, 2026

Payments have been made a lot quicker…

Payments have been made a lot quicker than in 2025. Reps are extremely helpful.

Insurer: MetLife

By: Stacey planz

Verified February 01, 2026

I’m retired and on a fixed income

I’m retired and on a fixed income. I didn’t expect my two Pomeranians to get accidents and illnesses. I’m also disabled so Spot Insurance has helped me a lot. Without their insurance I don’t think I would have the money to take care of them. My only concern now is I hope my premiums won’t go up because I’ve used the insurance. When you retire your income is fixed so finances play a big role in your life.

Insurer: Spot

By: Cindy Inayoshi

Verified February 01, 2026

Easy to sign up, submit claims and lots of coverage

Its really easy to sign up and submit claims. We adopted a 6 year old dog and they did not make it difficult to neither get coverage nor for medical history (that was a mystery to us). They have covered so much and they take care of claims quickly, even for really complicated ones like a big surgery. We're so thankful we got Health Paws as soon as we adopted him.

Insurer: Healthy Paws

By: Anna K

Verified February 01, 2026

Good insurance

Very easy-to-use and I got my money back directly into my bank account so no waiting for a check and hoping it doesn't get lost.

Insurer: Pumpkin

By: Kelly Moschetti-Suhay

Verified February 01, 2026

Outstanding customer service

Outstanding customer service . The team at spot insurance and claims department is very helpful and caring for my pet . Thank you

Insurer: Spot

By: Andrew Martinez

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