208,464+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,464 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,464 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,706 reviews

4.9
Healthy Paws

10,966 reviews

4.9
Fetch

5,214 reviews

4.9
Trupanion

58,989 reviews

4.9
Pets Best

14,634 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 02, 2026

I utilized app to submit claim

I utilized app to submit claim. No interaction. Submitted the documents MetPet required for claim. Easy.

Insurer: MetLife

By: Sally A Sneed

February 02, 2026

This is a scam - beware of actual costs!

Horrible experience. First of all, my policy states that I have a “$500” deductible and am reimbursed 70% AFTER the deductible has been met. However, what Figo fails to mention is that if the first appointment is greater than $500, they remove the deductible after the 70% reimbursement has been applied - essentially making the deductible 30% more than they state (unlike all other Pet Insurances I’ve come across as well as how the average Health Insurance is applied - I work for Medicare so I am well aware how human health insurance works). So in all, if using Figo, be aware that the deductible is much higher and in my case, $650 rather than $500! (For reference, spoke to Insurance Agent License: 4431168)

Insurer: Figo

By: Erica

Verified February 02, 2026

Quick review and payment of claims

Quick review and payment of claims

Insurer: Spot

By: KEM

February 02, 2026

I’ve had Pets Best for about 6 years…

I’ve had Pets Best for about 6 years now. It’s been very helpful when there have been medical emergencies with my pet. The only downside to this insurance is that it can take 3+ weeks to get your claims processed and then another 5-7 days to get reimbursed. When I first started using this company, the wait time was shorter between claims and reimbursement.

Insurer: Pets Best

By: Jessica R.

Verified February 02, 2026

Zero communication

I was never told that my new policy was being terminated. My dog is sick right on the day I found out his policy was randomly terminated with no communication warning whatsoever from this company. I am devastated and scared that I will either lose my home or my dog because I cannot afford an emergency vet out of pocket and depend on this insurance to be able to keep my dog well. I was told by a customer rep when I called in December about my policy expiring that I would receive notifications and that was a flat out lie. I have not received any notification other then my new policy document.

Insurer: MetLife

By: Marlena Keppler

February 02, 2026

Good service

Amanda was really nice , easy to communicate , and gave me all information I needed . Amd her response was quick when I had follow up questions .

Insurer: Fetch Canada

By: Gita

February 02, 2026

Web site not available for a month. Mobile app started working but some functioned not working

Have been satisfied for a few years until recently. The web site will not let me sign on, get a 404 error. This has been going on for a month. The mobile app just started working to sign on, but can't get to any functions like setup and payment setup. Called support number and they were no help at all.

Insurer: Pets Best

By: Terry Dawson

Verified February 02, 2026

Spot has been amazing

Spot has been amazing. Unfortunately, I have had to use it more than I prefer, but they always reimburse very quickly. With Vet care being so expensive, it has given me piece of mind to know that I can rely on my Spot insurance.

Insurer: Spot

By: KIMBERLY TRAHAN

Verified February 02, 2026

Good process price and product

Good process price and product. Made sense for us.

Insurer: Nationwide

By: doug turlo

Verified February 02, 2026

Good site, bad printing

The site was easy to navigate and finish the insurance order, but printing was a pain. As a matter of fact, the print option for the receipt just doesn't work and gives a javascript null error.

Insurer: Nationwide

By: customer

Compare top pet insurance providers plans.