208,360+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,360 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,360 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,704 reviews

4.9
Healthy Paws

10,965 reviews

4.9
Fetch

5,209 reviews

4.9
Trupanion

58,979 reviews

4.9
Pets Best

14,630 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 02, 2026

Met Life makes having pet insurance simpe.

Met Life makes having pet insurance simple. I turned in my veterinary receipt and within 7 days I received my refund.

Insurer: MetLife

By: Aks

Verified February 02, 2026

Quick response and settlement with no…

Quick response and settlement with no hassles.

Insurer: Spot

By: Donald Nagy

February 02, 2026

Extremely poor experience

Extremely poor experience. Have had issues with more than 3 claims now (I’ve been a customer for over a year). First issue they didn’t receive my dogs medical records from my vet within a certain window so they rejected the claim and ignored me when I sent in the records after the fact. Then they decided to stop covering a treatment for his cancer which they had been covering for almost a year because they found a co-occurring symptom (on bloodwork) and decided it meant the illness was a preexisting condition. Most recently they denied a claim for an ear infection because he had an ear infection in the 2 week period of the policy (this was more than a year ago), saying that the two infections are related when the cytology results show the infection is actually different. They also tried to say that these infections were caused by allergies when there’s no evidence to suggest that. It’s clear that they’re just making up reasons at this point to not cover illnesses that are coverable. I really wish I would’ve gone with another company.

Insurer: Spot

By: Vanessa

Verified February 02, 2026

Claims submission

The claim submission procedure was quick and easy . Spot insurance kept me updated regarding my claim through email. My cat went to the vet on Wednesday 1-28 claim completed in less than a week.

Insurer: Spot

By: Christine Aschbacher

Verified February 02, 2026

They deny you coverage on issues that…

They deny you coverage on issues that have not been medically diagnosed by a doctor. If you shown concern they will not cover your pet for that concern even know the pet has no medical history what so ever. They are refunding my money. This place is full of it and just wants to take your money like all insurance companies this one only cover some just in cases.

Insurer: Nationwide

By: customer

Verified February 02, 2026

Fast and great coverage

Fast and great coverage

Insurer: Trupanion

By: Janice

Verified February 02, 2026

Very easy to use and quick follow-up on…

Very easy to use and quick follow-up on my claim!

Insurer: Trupanion

By: Dara

Verified February 02, 2026

Claims are processed quickly

It’s easy to submit claims and they have a fast turnaround. I was surprised to find they cover 50% of prescription food for two months. I thought my vet at VCA would be able to submit claims but they said they don’t.

Insurer: Trupanion

By: Jean

February 02, 2026

Karley Gulash was great at giving me…

Karley Gulash was great at giving me the details of the plans and I am very satisifed with the service.

Insurer: Fetch

By: Barbara Lynch

Verified February 02, 2026

Trupanion a "World Class" & "First Class" Pet Insurance Company

Trupanion has been a great experience as to reviewing and paying the appropriate, reimbursement in a very timely manner. All explanations of what is covered and not covered is very clear. I also want to thank "Brad" located in Flushing, MI for his help re submitting 2 claims for further review. We have had Trupanion Pet Insurance for 2 decades covering 3 of our wonderful dogs over the years. With the great service we have experienced, we have recommended Trupanion to many friends and relatives over the years. Many of which, have also signed up with a "Great Company" - TRUPANION. We couldn't be more satisfied! Chuck & Roz Bottke - St Petersburg, FL and Fairlawn, Ohio

Insurer: Trupanion

By: Chuck Bottke

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