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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Thankful to have insurance during pet diagnosis

I was directed by our regular vet to a 24hr vet hospital that had digital x-rays available to help diagnose cats trouble with breathing. Because I had insurance I feel we were able to not be worried about going for further testing due to any financial costs. It really felt like we could do the best for our pet, keeping the focus on her rather than worrying about the cost of her care. We ended up losing her due to lung cancer, but we had a clear diagnosis and made our decision to let her go without suffering.
  • INSURER: Embrace
  • VETERINARIAN: Hudson Veterinary Clinic
  • POSTED: 05/02/2024
  • BY: D
  • BREED: Balinese
  • AGE OF PET: 4 - 6

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3

out of 5

Payment of Claims

I have full coverage on my cat which includes preventative. I have been disapppointed in the reimbursement. She has had teeth removed two times that were infected and they said this is pre existing condition. Therefore, only a portion of her bill was reimbursed. Out of $1200 for the last extraction done, I was only reimbursed $235. Since I have full coverage on my cat I don't understand how an infected tooth is pre existing. I really can't change insurance companies at this point because she is now 7 years old. I signed her up as a kitten so it would be more expensive if I changed.
  • INSURER: ASPCA
  • POSTED: 04/20/2024
  • BY: Carole
  • BREED: Tuxedo
  • AGE OF PET: 7 - 10

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5

out of 5

Saving Nelson

Healthy Paws insurance enabled me to afford the life saving emergency surgery my Poodle needed. They responded quickly and were very helpful in letting me know exactly what information was needed to complete my claim. A $250 deductible and then 80% of the bill is covered! I am so grateful for Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 02/28/2024
  • BY: Susan
  • BREED: Poodle - Standard
  • AGE OF PET: 0 - 3

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5

out of 5

Life saving!

Healthy Paws insurance enabled me to afford the life saving emergency surgery my Poodle needed. They responded quickly and were very helpful in letting me know exactly what information was needed to complete my claim. A $250 deductible and then 80% of the bill is covered! I am so grateful for Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 02/28/2024
  • BY: Susan
  • BREED: Poodle - Standard
  • AGE OF PET: 0 - 3

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5

out of 5

Wonderful company

We have had MetLife Pet insurance for 2 years now they have been extremely helpful and informative whenever I have any questions. Every person that assists me are extremely helpful and makes sure that I get my concerns addressed and completed. I plan to stay with them as long as we have our dog.
  • INSURER: MetLife
  • POSTED: 02/23/2024
  • BY: Sonja
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 0 - 3

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4

out of 5

Smartest thing I did

I bought pet insurance when my Boxer was 8 weeks old. Smartest thing I ever did and I tell everyone. A lot of people will say "well I'll just save for vet bills". ONE incident can cost thousands of dollars. Just make sure you understand your coverage. I chose Nationwide on my vet's recommendation. The yearly deductible is only $99 and after that I get reimbursed 90% of the claim. It's deposited right into my checking account. Her wellness visits are covered 100%. I wouldn't be without.
  • INSURER: Nationwide
  • POSTED: 02/22/2024
  • BY: Kathy
  • BREED: Boxer
  • AGE OF PET: 7 - 10

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5

out of 5

Satisfied with MetLife Pet Insurance

I have had MetLife for a few years now and it is easy to submit claims, I have always received answers in a timely manner and have never argued with any of their decisions, everything has been approved except for one small item and I understood that. MetLife has been a good company for my pets.
  • INSURER: MetLife
  • VETERINARIAN: Northmont Animal Clinic
  • POSTED: 02/09/2024
  • BY: Connie
  • BREED: Miniature Pinscher
  • AGE OF PET: 4 - 6

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2

out of 5

BEWARE of MetLife renewal and raising cost 40% !

-------After having policy with MetLife for several years and now second dog - we never had a complaint EXCEPT now ! At our renewal they raised the pricing 40% -- no formal letter although they state it was sent in an email 60 days ago ?? regardless how outrageous ! we only used a small portion of our benefit ! I will be shopping around tomorrow. -
  • INSURER: MetLife
  • POSTED: 11/25/2023
  • BY: Christine
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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5

out of 5

Reimbursement from pet insurance

Sent the claim in and heard back a few days later that it was accepted. Payment was on the way a couple days later. Not too difficult to do. Thank you!
  • INSURER: MetLife
  • VETERINARIAN: Bartels PET Hospital
  • POSTED: 11/08/2023
  • BY: Joyce
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 0 - 3

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5

out of 5

So Worth It!

Ive never used pet insurance before so I had to do a lot of research to figure out which one I wanted to use. I settled on PetsBest with high hopes for my fur babies being taken care of. I bought them a few months worth of their flea, tick and heartworm prevention but couldn't figure out how to submit a claim for an online medication order. I contacted PetsBest using their online chat system, and they were beyond friendly and helpful. I had so many questions about the process but they helped me through everything and I made my claim successfully. Received the payment within the promised time frame, too! They're already very stellar and I am excited they will be taking care of us and our babies! Thank you, Pets Best!
  • INSURER: Pets Best
  • VETERINARIAN: West Park Animal Hospital
  • POSTED: 11/04/2023
  • BY: Riah
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 4 - 6

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