154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

341,925 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,683 reviews

4.9
Healthy Paws

10,937 reviews

4.9
Fetch

5,158 reviews

4.9
Trupanion

58,918 reviews

4.9
Pets Best

14,584 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 26, 2014

Worth every penny - don't hesitate!

My mini wire hair dachshund was in the hospital with seizures for close to a week. This was my first claim and knowing full well the bureaucratic drudgery of people health insurance, honestly, I dreaded it. But the process could not have been simpler, easier, or faster. And the customer service is off the charts. They could not be nicer, every one.

Insurer: Healthy Paws

By: Margaret

Useful
August 26, 2014

So thankful!

You never expect your dog or anyone in your family to get hurt. When our puppy Olive broke her leg we were totally caught off guard, Not only emotionally but financially. Healthy Paws was there from beginning to end. If it weren't for them we would be in some debt. For just $30 or so dollars a month they covered a substantial part of the bills. Thank you so much for being there for us! Olive is happy and healthy. :):):)

Insurer: Healthy Paws

By: Christina

Useful
August 26, 2014

Switch from VPI, best move I have made !!

Dollar for dollar, Embrace is the best Pet Insurance for your dog. The reimbursement comes quickly in the mail. The customer service is great. But the wellness package you get can not be beat. I have over my life time had 3 beagles, the first one was not on any pet insurance plan. But my second and third were on VPI and the reimbursement was horrible you fax your invoice to them which was over $200 dollars and you would be lucky if you got a check back for $50.00 dollars. But not with Embrace wellness you send in an voice to them for $200 dollars and you get a reimbursement check for $200.00 dollars. How can you beat that. So with my 3rd beagle I made the best and smartest decision of mine and his life and switch to Embrace Insurance. Now I can relax and know that he is in the best hands and will have the best wellness and major medical a pet could have. I just wish I had done it years ago. And with my second beagle too.

Insurer: Embrace

By: Michele

Useful
August 26, 2014

Would highly recommend!!!

Trupanion is by far the best choice in pet insurance. They have been professional, courteous and caring. They are extremely quick in responding to a claim and I cannot think of one negative thing to say about this company. I would highly recommend them to anyone who wants to provide the best possible care for your pet.

Insurer: Trupanion Canada

By: Justin

Useful
August 26, 2014

Would highly recommend!!!

Trupanion is by far the best choice in pet insurance. They have been professional, courteous and caring. They are extremely quick in responding to a claim and I cannot think of one negative thing to say about this company. I would highly recommend them to anyone who wants to provide the best possible care for your pet.

Insurer: Trupanion

By: Justin

Useful
August 26, 2014

Understand the insurance

I have Healthy Paws for 3 of my dogs. I left another insurance because when my dog turned 10 they increased the premium by 60%! I called the State Attorney General. All pet insurance is like human insurance and must be reviewed. You can file a formal complaint to your State Attorney General. Healthy Paws has denied my claim a few times. When I call and talk to someone there and explain my claim they have reversed the denial.

Insurer: Healthy Paws

By: Cheri

Useful
August 25, 2014

Peace of mind with excellent service!

Our friend's puppy was recently kicked by a horse and had to have expensive surgery on her leg. Shortly thereafter, we brought home our third rescue pup and realized that the possibility one of our dogs would need major health services was increased exponentially! We found Embrace through USAA of all places and were happy to see reasonable premiums and a wellness policy! We moved forward with insuring all three dogs and immediately submitted wellness claims. We received personal emails throughout the process and received 100% reimbursement checks for the wellness visits (that included microchipping the new puppy!) within two weeks! My husband was skeptical but he's a believer now and we know if something major happens to any of them, we can let their care be the most important thing, not the cost. Thanks Embrace!

Insurer: Embrace

By: Dave

Useful
August 25, 2014

No comparison!

Thank you. Pets Best is simply "the Best." We currently have three dogs covered and Pets Best pays exactly as agreed. As a pet owner, it is wonderful to make a health care decision withouth having to consider the economic aspect.

Insurer: Pets Best

By: Kathy

Useful
August 25, 2014

Quick response.

I submitted a wellness claim. I had two invoices and should have sent them separate as one was from July and one from mid August. The July one I wasn't sure if would be paid as not sure how much was in wellness account. I felt the August one would be paid as was start of policy renewal beginning of August. Received an e-mail about not paying the July invoice but nothing about the August invoice so I called and was told that someone was working on it. Felt could have acknowledged that it was being worked on as thought it was discarded along with the July invoice. All-in-all I am happy with Embrace. As far as the wellness policy is concerned is there a higher amount policy that I can purchase as Milo goes 2-3 times for wellness (usually every six months) and also have his Sentinel and Advantix meds.

Insurer: Embrace

By: Kathleen

Useful
August 25, 2014

Never disappointed

Our recent trip to the vet was for a rather large hot spot on our yellow lab. After leaving the Embrace claim form with the staff we returned home with meds prescribed and a playful shaven lab on one side of his face. The bill was for $160.69 and after about a week we had an email sent saying it was covered and applied under the deductible. I did a lot of research before settling on Embrace and to date have never been disappointed.

Insurer: Embrace

By: Neal

Useful

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