154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

341,925 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,683 reviews

4.9
Healthy Paws

10,937 reviews

4.9
Fetch

5,158 reviews

4.9
Trupanion

58,918 reviews

4.9
Pets Best

14,584 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

August 27, 2014

PetsPlusUs paid fast and was AMAZING!

Our little Jack Russel Terrier puppy Jack who had always been in perfect health and pretty god at staying out of trouble, unexpectedly got into a bottle of ibuprofen one evening while we were out to dinner. We discovered the travel sized Advil bottle chewed open and a few pills on the floor, and had no idea what to do. It was too late to call friends, and we didn't know if it was a danger, or if anything was wrong, because our sweet little Jack was jumping around and playful as usual. After trying to find answers online, we were not sure if this was an emergency. We remembered the helpline with our insurance plan and decided to call. They quickly answered even though it was by now 2 am, and asked for some specifics about what happened, they were compassionate and thorough. They then put me on hold while calling the poison control line and came back to confirm this could be really serious, that I should not wait for symptoms to appear and get to a hospital immediately.They were calm and supportive but convincing enough that I figured out where there was a 24 hour hospital and took him in right away. Little did I know that this was a potentially fatal situation. Had I not called them and had their good and thorough advice, Jack may have died. The vet taking him in explained we had two choices get him into treatment right away, which involved immediate admittance and payment, or take him home, however she explained if we took him home by the time symptoms would appear it may be too late. He might be at risk of kidney failure. I was at a loss, knowing we had the insurance in place to back us up financially helped us make sure we got him into immediate treatment, and we were extremely lucky we did at that time. He had in fact been poisoned and several days later, we saw how dangerous this had been. The treatment didn't take after the first 24 hours so we had to run more tests and admit him again for another 3 days. Without our coverage it woudl have been financially devastating. We received the refund for the first hospital visit before Jack had even fully recovered and we received the follow up reimbursement in full within 5 days from submitting them. No questions asked. In addition, during the process I had tweeted PetsPlusUs thanking them for the support and the product, i was so devastated as we waited news of how he was doing, that I didn't know what else to do.

Insurer: Pets Plus Us

By: Mila

Useful
August 27, 2014

Pets Best is the best

Pets Best is the Best Pet insurance because of the following: offers many different policies to meet your needs Easy to file claims Fastest in the industry to pay claims Saved my life and bank account when my little dog had two life threatening illnesses in two years. THEY ARE THE BEST1

Insurer: Pets Best

By: MICHELE

Useful
August 27, 2014

Thankful for Coverage!

Who knew that whenw ebrought home our beautiful 8 week old male black lab puppy that we would becoem best friends with our vet? We took ASPCA insurance as a precaution sincewe were adopting a puppy. We have encountered many things with our beautiful boy: from totally gross oral warts to an injured throat due to the ingestion of a stick... and each time we had peace of mind knowing we were covered. All of my claims have been paid quickly and anytime I have had to interact with the service line, folks have been friendly and helpful.

Insurer: ASPCA

By: Jane

Useful
August 27, 2014

Wish I had know that I had a $500. deductible!

Some of this visit for Max was to review his status on an illness /skin rash he had on an earlier date. He was then also given rabies and kennel cough shots. I believe some of the claim should go toward the illness aspect, since that was the main reason for returning to the clinic. Maybe you can pass this info. on to the Vet from Oceanview. Thanks. Mary Ann Gonsalves

Insurer: Embrace

By: Mary

Useful
August 27, 2014

Still fabulous

I've been with Embrace for almost 7 years and have nothing but positive things to say. I have two dogs and a cat, and while one dog and the cat have required almost no care, my 13-year-old cattle dog mix, Peggy, has Cushings and arthritis and a variety of other age-related issues. My Embrace coverage gives me the ability to make her final months/years as comfortable as I possibly can. They provide superior coverage at an affordable price, with quick reimbursement. It's really amazing. I wish my human insurance worked as well! I recommend Embrace to friends and to all the veterinary professionals on Peggy's team. Thank you!

Insurer: Embrace

By: Jeanne

Useful
August 27, 2014

Extremely Satisfied!

My German Shepherd recently had to go to the ER as she was having trouble breathing and swallowing. The vet sent her to a specialist who ultimately recommended surgery to fix any potential tears in her trachea. I submitted the bill the day after surgery expecting all kinds of loopholes and requests for additional information, etc. Instead, to my surprise, the claim was approved in less than 24 hours without any additional requests! And, we even received an e-mail checking on our pup to see how she was doing. Purchasing this insurance was absolutely the right decision. Having peace of mind when you are having to make health decisions for your pup is priceless!

Insurer: Healthy Paws

By: Anna

Useful
August 27, 2014

Peace of Mind

We have two dogs, a puggle and a lab mix. It is without hesitation that I recommend Health Paws Insurance. We have had several claims ranging from UTI to the latest a paw laceration. Our claims are reviewed and paid within a few days! It's such a nice touch that they follow up with the animals progress and are genuinely concerned. It's a wonderful feeling that if something serious should happen to our pets we won't have to think twice about getting them the care they need since we have Healthy Paws Insurance!

Insurer: Healthy Paws

By: Susan

Useful
August 27, 2014

Thank you for your help

Frosty has been with Pet Insurance for almost all of his 13years. He tore his knee cap at 3 years old and we were paid for his operation quickly.He has had a very sad 2014 (blind and many other troubles) Our ASPCA insurance have been there for him and us. We appreciate their support.

Insurer: ASPCA

By: Margie

Useful
August 27, 2014

Trupanion came through for Hugh * # 1 Pet Ins!

I submitted a review and it was not posted! I have proof that Trupanion paid $30,867 if you want me to send you my info! ____________________________________________________________ REVIEW! Hello, I just read through some of the reviews for Trupanion and I can't believe anyone would have anything but great things to say about this company. My experience has been 100% positive. I read a couple of the negative reviews that Trupanion didn't pay for hardly anything. What I tell people is, don't wait until your pet has a condition. Get the insurance just in case. When I share my story I am amazed when people say I will wait until my pet gets older. Big mistake, it's a gamble because animals get sick when they are young also. I just got lucky because I signed up when my dog was completely healthy with no health issues and he was older. I was in Pet Food Express in Mill Valley, CA and one of the staff recommended pet insurance for my 10 year old Doberman. Hugh was in excellent health and I could not for see him ever having any health issues however, I wanted to make sure if he did I could give him the very best care without worrying about the cost of care. If you are looking for pet insurance I can't say enough great things about Trupanion. Trupanion reimbursed $30,867 in less than a year for my 12 year old Doberman Hugh. My deductible was $500 and they paid 90% after the deductible with no limit. The service is also amazing. Each time I called, I have spoken with a very friendly healthful representative. The company is made up of animal lovers. I signed up with Trupanion on July 10th, 2012. Hugh was diagnosed with an Osteosarcoma (bone cancer in his back leg) August 12th, 2013. I scheduled surgery with an orthopedic surgeon in San Francisco. They amputated his leg August 14th. Trupanion called right after the surgery to ask, how's Hugh doing? Not once was the amount of his care brought up. They were genuinely concerned about how he was doing. The bills for the week of surgery were over $9000 and then they continued because I had to act fast because they gave him less than 6 months to live if I did not do chemo. Even though Trupanion would pay for chemo which is very expensive, I did not want to go this route for treatment. I choose to treat Hugh holistically and Trupanion paid for all the holistic care and supplements that the vet prescribed. After a few weeks of recovery I put him into rehab. Hydro therapy, Acup

Insurer: Trupanion Canada

By: Jean

Useful
August 27, 2014

Trupanion came through for Hugh * # 1 Pet Ins!

I submitted a review and it was not posted! I have proof that Trupanion paid $30,867 if you want me to send you my info! ____________________________________________________________ REVIEW! Hello, I just read through some of the reviews for Trupanion and I can't believe anyone would have anything but great things to say about this company. My experience has been 100% positive. I read a couple of the negative reviews that Trupanion didn't pay for hardly anything. What I tell people is, don't wait until your pet has a condition. Get the insurance just in case. When I share my story I am amazed when people say I will wait until my pet gets older. Big mistake, it's a gamble because animals get sick when they are young also. I just got lucky because I signed up when my dog was completely healthy with no health issues and he was older. I was in Pet Food Express in Mill Valley, CA and one of the staff recommended pet insurance for my 10 year old Doberman. Hugh was in excellent health and I could not for see him ever having any health issues however, I wanted to make sure if he did I could give him the very best care without worrying about the cost of care. If you are looking for pet insurance I can't say enough great things about Trupanion. Trupanion reimbursed $30,867 in less than a year for my 12 year old Doberman Hugh. My deductible was $500 and they paid 90% after the deductible with no limit. The service is also amazing. Each time I called, I have spoken with a very friendly healthful representative. The company is made up of animal lovers. I signed up with Trupanion on July 10th, 2012. Hugh was diagnosed with an Osteosarcoma (bone cancer in his back leg) August 12th, 2013. I scheduled surgery with an orthopedic surgeon in San Francisco. They amputated his leg August 14th. Trupanion called right after the surgery to ask, how's Hugh doing? Not once was the amount of his care brought up. They were genuinely concerned about how he was doing. The bills for the week of surgery were over $9000 and then they continued because I had to act fast because they gave him less than 6 months to live if I did not do chemo. Even though Trupanion would pay for chemo which is very expensive, I did not want to go this route for treatment. I choose to treat Hugh holistically and Trupanion paid for all the holistic care and supplements that the vet prescribed. After a few weeks of recovery I put him into rehab. Hydro therapy, Acup

Insurer: Trupanion

By: Jean

Useful

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