154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

338,296 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,682 reviews

4.9
Healthy Paws

10,931 reviews

4.9
Fetch

5,140 reviews

4.9
Trupanion

58,909 reviews

4.9
Pets Best

14,567 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 31, 2014

Must have insurance for your beloved pet!

Our beloved American Bulldog "Farrah," was recently diagnosed with lymphoma. The sadness and uncertainty of the diagnoses was lessened knowing we had Embrace Insurance and could get the best care available for our girl. Veterinary care is incredibly expensive… our dog's treatment will be over $10,000! If you consider your pet a member of your family like we do, I would highly recommend you get pet insurance. I did my homework and I think Embrace has one of the best policies available. They are quick to review and process claims too. Thank You Embrace!

Insurer: Embrace

By: Sharon

Useful
July 31, 2014

Very satisfied with ASPCA

We have been very happy with the ASPCA plan for our dog. This is our second plan and I think you have to choose and understand the best plan that suits your pets needs. The staff is very helpful and courteous when you call them with questions. We are reimbursed very quickly. It is very easy to get the claim forms and review the claims online.

Insurer: ASPCA

By: Lynn

Useful
July 31, 2014

Wellness Claim Refund!

Excellent response to our first Wellness claim. The claim was processed quickly and a refund for 100% of the cost has been issued. My prior insurance carrier only paid a portion of wellness based on a schedule. It's nice to know that I'll be reimbursed 100% of our first visit!!

Insurer: Embrace

By: Michael

Useful
July 31, 2014

These people are the best!

Human insurance should be as good as this. Pets Best has always been helpful, caring and provide the best service around.

Insurer: Pets Best

By: Dana

Useful
July 31, 2014

Outstanding! This one word says it all.

Koa is a purebred, chocolate, Labrador Retriever and was diagnosed with bilateral elbow dysplasia (something according to text books only occurs in 10% of Labradors). Healthy Paws has been there for us since the beginning and will be with us till the end. When I was researching pet insurance over a year ago my first question was, "do I need it?" Then, "what company do I go with?" I wanted a company that sounded like they care about animals and you can't get any better than, "Healthy Paws." Next I wanted a company that was easy to understand, user friendly and answered their phones. Lastly, the cost, affordable plans with reasonable deductibles, (3 out of 3). As for Koa and his elbow issues, he's in the recovery phase and Healthy Paws paid out on everything they said they would, expediently! They also check in from time to time to see how Koa is doing :-)

Insurer: Healthy Paws

By: Mark

Useful
July 31, 2014

Exclusions are not listed properly

I was just told that my claim will be denied for a spay procedure. Because I had chosen Plan 4 and had been told I could select how to use the wellness portion, I thought it would be covered. I also discussed that question over the phone before selecting this policy. It is not listed as an exclusion so there is no way to know. The rep went through the list of what is covered under wellness, however it is not clear that this list is exhaustive when receiving the document initially. All the rep could say is" it used to be covered, but our policy changed..." It takes 15 days to cancel the policy and this will be my last premium. The staff is very scripted and no empathy even if they misled me. I read the contract, yet, the language is deceiving.

Insurer: Petsecure

By: Aaron

Useful
July 31, 2014

Simply the BEST insurance for your pet

Our beloved Vizsla was recently diagnosed with the ailment I feel most pet lovers dread the most: cancer (in her case, a mast cell tumor). It was particularly devastating because 3 years ago, we lost our Weimaraner to an aggressive form of the same cancer. In his case, a different insurance company did nothing but argue with us over every detail, leaving us with over $7K in uncovered bills. When we re-homed our Vizsla, we were armed with all the facts to help prevent this disease. Unfortunately, we had no control over her previous owner's antiquated approach to "good health" which included massive over-vaccination and a poor quality commercial kibble. Besides, these breeds are pre-disposed to mast cell, and no one really knows the root cause. With Healthy Paws, we were able to take her to a top veterinary oncologist, and to follow up with an outstanding surgeon. Throughout this ordeal, we at least had the peace of mind knowing we could give her the best care without undue financial burden. True to their word, Healthy Paws reimbursed us 90% of the costs in a timely fashion. Any time I called to inquire about claim status, they were friendly and efficient, and helped us to get our thousands of dollars in reimbursement quickly. They even sent an email asking us how she was doing. We got lucky this time...our girl's cancer did not metastasize, and her oncologist feels she will live out her normal lifespan. Given our previous experience with another insurer, I have only rave revi

Insurer: Healthy Paws

By: Randy

Useful
July 31, 2014

So Glad I Purchased Policy

I hesitated to purchase insurance thinking a young dog wouldn't have many health issues. I decided to purchase accident only coverage. Less than 7 months after rescuing our newest addition, she was at the Emergency Vet for surgery to remove an ingested foreign body. After the deductible, we were reimbursed for the entire claim. I'm very happy with how quickly my claims were processed. I will most likely be upgrading to a full accident and illness policy.

Insurer: Pets Best

By: Kathryn

Useful
July 31, 2014

better than people insurance

my dog recently had a claim and it was handled quickly and a representative even called to check on my dog's condition between visits to the vet. all of the representatives i've dealt with have been very friendly and helpful.

Insurer: ASPCA

By: wendy

Useful
July 31, 2014

Embrace has been there for us.

My dog, Rusty, got hit by a car after only a few months of having Embrace. We had concerns at the time that Embrace might not reimburse us due to the 6 month hold on orthopedic conditions for the $4000 surgery that he had to go through to repair his broken pelvic bone. We almost did not have the surgery performed because of money issues, but decided to go through with it. I was so incredibly pleasantly surprised when there was no issue with Embrace, and the surgery and all of his care was reimbursed in full (not including deductible and the percentage we agree to pay, of course). It saved us an incredible amount of money, and Embrace was wonderful throughout the process. I have since been recommending Embrace to anyone who asks about pet insurance, and will continue to do so. Thanks Embrace.

Insurer: Embrace

By: Lori

Useful

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