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Thank goodness for Trupanion
Several years ago we adopted a yorkie female that was 3 years old. Within 3 months of adopting her she developed some problems that resulted in us having to have her put down after we exhausted over $5000 of our savings trying to save her. At that very moment I swore I would never own a pet without insurance so that I am not in a situation where finances make the decision of life or death. Insurance may not have made a difference in the final outcome, but I certainly would have been able to do much more. 2 years ago, we purchased a yorkie puppy. The day I brought home I purchased Trupanion for his protection and my piece of mind. Just recently we made our first claim. Bailey "stole" a bone without our knowledge and ate the entire thing! It appears that tiny pieces of it lodged in his digestive track and made him very sick. We had a policy with zero deductable and 90% coverage and I was so much more comfortable knowing money would never be an issue in his treatment decisions. We were fortunate that we have an excellent vet and we were able to clear his situation without surgery and he made a full recovery. We were reimbursed by Trupanion within 10 days of his discharge. The staff at Trupanion were attentive to us and did everything possible to insure that we recieved speedy claim service. I highly recommend it!
Insurer: Trupanion Canada
By: Cynthia
Thank goodness for Trupanion
Several years ago we adopted a yorkie female that was 3 years old. Within 3 months of adopting her she developed some problems that resulted in us having to have her put down after we exhausted over $5000 of our savings trying to save her. At that very moment I swore I would never own a pet without insurance so that I am not in a situation where finances make the decision of life or death. Insurance may not have made a difference in the final outcome, but I certainly would have been able to do much more. 2 years ago, we purchased a yorkie puppy. The day I brought home I purchased Trupanion for his protection and my piece of mind. Just recently we made our first claim. Bailey "stole" a bone without our knowledge and ate the entire thing! It appears that tiny pieces of it lodged in his digestive track and made him very sick. We had a policy with zero deductable and 90% coverage and I was so much more comfortable knowing money would never be an issue in his treatment decisions. We were fortunate that we have an excellent vet and we were able to clear his situation without surgery and he made a full recovery. We were reimbursed by Trupanion within 10 days of his discharge. The staff at Trupanion were attentive to us and did everything possible to insure that we recieved speedy claim service. I highly recommend it!
Insurer: Trupanion
By: Cynthia
Wish I Knew About Embrace Years Ago
Having had other Pet insurance in the past, I had pretty much gotten used to and accepted that it was not only a struggle to get compensated what I had spent (or no more than a certain percentage of that), it was also a gamble trying to figure what they would cover and what they wouldn't. No issues with Embrace; not only was follow-up on the claim almost instantaneous, everything is clearly spelled out in the policy...no secret decoder ring required!
Insurer: Embrace
By: David
Excellent
As all my claims have been, this one was easy and fast. The vet clinic filed the paperwork and within the day I was notified of the claim amount to be covered and a cheque was posted.
Insurer: Trupanion Canada
By: Tammy
Excellent
As all my claims have been, this one was easy and fast. The vet clinic filed the paperwork and within the day I was notified of the claim amount to be covered and a cheque was posted.
Insurer: Trupanion
By: Tammy
Great Service
Trey, our Boston Terrier developed a growth on his back and several smaller ones on his hind leg. Trey underwent successful surgery to remove the growths. I submitted my claim on Thursday. Healthy Paws processed the claim the same day and I had a check for 90% of the vet bill the following Monday. I have submitted several smaller claims and they are always processed in less than a week. Fantastic service from Healthy Paws.
Insurer: Healthy Paws
By: T
Not much covered...
I had a dog that went in for a check up... Simply put they tried their very best to dump everything as preexisting conditions. Even though the conditions he had at the time of the visit displayed completely different sypmtoms. My dog had been brought in before with a swollen leg and Xrays were done. This time they did Xrays again, but he didn't have swollen legs, just a fever and lack of appetite. He was hospitalized and the total bill came out to be about $1,800. They were planning to send me a check for about $300. I asked for a detailed explanation of benefits as they were very vague about why they wouldn't cover certain items. The other reviewers on here maybe be hired or falsified. They only part of their story that is true is that they are quick with processing once they get the information they need. If this case works out and they decide to reimburse me for the correct amount, I will rewrite this review. As of now they are definitely not recommended.
Insurer: Healthy Paws
By: Brian
Paid for my trip to the emergency room!
I have gone through three different kinds of Pet Insurance, and Embrace has really come through. I have a two-year old boy cat, and he was super healthy until one night, he began to go to the litter box every 10 minutes. He was straining to pee, which could be fatal. We went straight to the emergency room. Sure enough, he had blood in his urine, and he was diagnosed with cystitis. I fet so much better at the clinic knowing that I had insurance. Any time the doctor said, "This is how much this test costs. Do you want us to do it?", my answer was "Yes. I have insurance, and they'll cover it." And they did. Not that my answer would have been a "No," but it really gave me a peace of mind knowing that some of the fee would be coming back. The payment came in the mail within 2 weeks, and I felt grateful. It covered pretty much everything minuet the deductible. For a small fee per month (I pay about $24/month), insure your furry pal, and you will not regret it.
Insurer: Embrace
By: Katnip
Healthy Paws is the best decision!
I adopted an 8 week old Boston Terrier in February 2014. I have had numerous friends and family experience health scares and accidents with their pets. I did not want to be in a situation where I have to break the bank in order to save my Stella if something were to happen to her. I decided to get some pet insurance for her right away. I researched all the companies out there and Healthy Paws had the most favorable rating. I wanted a company that would be easy to deal with if I needed to file a claim. I also wanted one that was afforable. I chose Paws because they have a very high customer satisfaction rating. This past month Stella was having some respiratory issues in the middle of the night. I took her to the emergency vet first thing in the morning because our vet was closed on Mondays. It made me feel good to know that si had insurance for Stella and that I did not have to stress myself out regarding how I was going to pay for her medical bills. Stella's bills were close to $1,000 for everything. I submitted my claim a couple of days later. I was contacted by Healthy Paws via e-mail when they received my claim. They emailed me the following week to let me know that my reimbursement check was in the mail. I also received two e-mails from Healthy Paws just to ask how Stella was doing. I wish my doctor would be that thorough! I have nothing but good things to say about Healthy Paws! If you own a pet, the best thing you can do is get them insured.
Insurer: Healthy Paws
By: Stella
My sanity, in under $100/month
We purchased an impulse puppy, but we wanted to have everything just right for him. At $33/month, we figured insurance was a good idea. He jumped off the couch and face planted on day one, after all. When diagnosed with luxating patella just after his first birthday, we were aghast (one strike against impulse buy!). And then... We learned that the best fix was surgery. The surgery was $2000, complete with medication and X-rays. That's per leg. Both surgeries were done, less my $500 deductible, and a cheque in the mail covering 90% of the remaining cost. All done quickly and electronically. The people are so pleasant to deal with too!
Insurer: Trupanion Canada
By: Apryl