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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 10

Stay Away, they increase monthly premium exponentially.

Trupanion is quite deceptive when you ask this question prior to signing up "Do monthly premiums increase as your pet ages?", they'll say no... because they don't call it age related. They'll tell you there's tiny increases at the cost of vet care goes up. My cat has been on Trupanion for under 1 year, she's currently not even 2 years old. She had one claim for diarrhea. I got a notice today that her monthly premium is going up by over $8 a month effective next month. Unreal! They cited increasing costs of veterinary care. My other cats are with Pets Plus Us and I wish I'd signed this girl up with Pets Plus Us too. Pets Plus Us does take 2 - 3 weeks to process claims... but my others have been with them for 4 1/2 years and never ever ever have I seen their monthly premiums go up like this! One of my cats with Pets Plus has over $20,000 paid out by them and his monthly premiums have never ever increased like this. Their monthlies increase by a couple of dollars each year. I would be very leery of signing on with Trupanion... don't be lured in or fooled by their quick claim process time. They won't be long term sustainable for a lot of people.. with how their monthly premiums raise.

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10

out of 10

PetInsuranceReview recommened

Best insurance company ever

I've had my babies insured with Healthy Paws since 2015, and for first couple years I thought about removing it because we hadn't used it. So glad we didn't. Three years ago one of my boys had to have TPLO surgery and we just didn't have the upfront money that you're supposed to pay. After speaking with my vet and Healthy Paws they agreed to do a direct pay. Day of surgery came and they were true to their word, what's more they sent the payment over within 24 hours of receiving final bill. What's more they follow up with me via email and phone to see how Chance was doing and even sent him a get well soon post card. Most recently we've also had to get two growths removed on Chance. Again, the level of service has been great, my claim was completed within 72 hours of me submitting the claim. What's more, they've even followed up to check how he's doing since then. I wouldn't change this for the world. I can say that with the health scares and costs we've incurred with both our boys (they're both in physical therapy) the last thing I've had to worry about is whether they're going to cover things or if I'm going to have to argue for reimbursement. Even though our premiums did increase a bit this year, I still wouldn't change them. The level of care they show for pets is all worth it.
  • INSURER: Healthy Paws
  • POSTED: 11/19/2020
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

I pawsitively recommend this insurance!

Ryker here, a golden retriever. Gonna be 2 in December. My human saw dog insurance mentioned on some pet pages on social media and heard about Healthy Paws. She said it was an easy app to download and got a quote that seemed reasonable. She decided to go ahead and get it but hoped it was never needed. Fast foward six months and my human got some scary news from that vet lady. She took some x-rays and took some blood. Vet lady said I had a suspected liver shunt. Then my human found out from more tests that it was an expensive surgery. What a relief it was to have Healthy Paws so she didn't have to worry as much about the cost and could focus on getting me better. My human took my furry country butt to The Big Apple for surgery on a Tuesday. I got to leave with her on Wednesday and she easily submitted the bill with the app. The following day, my humans were driving me home and got a message from Healthy Paws as to how much they would be paying and that a check would be cut in the next few days. They raved about how great this was and how thankful they were to have Healthy Paws. Melissa Woodrow For Ryker
  • INSURER: Healthy Paws
  • POSTED: 11/19/2020
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Insure your pet with Healthy Paws at adoption

Healthy Paws has been a wonderful insurance provider for our pet family. We are huge animal lovers and currently have two Boston Terriers and we also had two other Boston Terriers that have since passed away in 2016 and 2018. Every single one of our dogs has been covered by Healthy Paws insurance and the claims process is incredibly easy and super smooth, unlike any other insurance company that I've ever dealt with. In addition, they have covered some expensive procedures on our pets and always allow us to make the right health decisions for our pets based only on their quality of life and not the cost of health care. I cannot express how much this alone has meant to us. The staff at Healthy Paws truly cares about your pets as they will even follow up with you on how they are doing. I really wish I would have known about them sooner so that we could have had insurance on our other two from their date of adoption. Moving forward, we will always be insuring our pets with Healthy Paws starting on the day we adopt them. We have introduced four of our friends to Healthy Paws as well through the years and they have all had similar experiences. Thank you so much Healthy Paws for being such an amazing company!
  • INSURER: Healthy Paws
  • POSTED: 11/19/2020
  • BY:
  • BREED: Boston Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Healthy Paws makes me feel at ease

Chance had to go under to remove a mass. I scanned in the bill on the app the day of and the payment was in my account 3 days later. They keep you updated quickly on the status of your claim as it moves through. Full breakdown that’s easy to understand on what is/isn’t covered and why. So easy!
  • INSURER: Healthy Paws
  • POSTED: 11/19/2020
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Healthy Paws is by far the best pet insurance and I am so happy to have went with them

When I first got my GSP I knew they were a very high maintenance breed and set out to buy insurance for her. I came across Healthy Paws and to date have filed about 30 claims with them. Each one was paid within a day, and I get the checks within a week. I couldn't be happier with them. Recently my dog had to go to the emergency room for several days and the bill was over $7,000.00. I forwarded it to Healthy Paws and they paid it all under a week. I often joke with friends that my dog has better health insurance than I do.
  • INSURER: Healthy Paws
  • POSTED: 11/18/2020
  • BY:
  • BREED: German Shorthaired Pointer
  • AGE OF PET: 1 - 8

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10

out of 10

PetInsuranceReview recommened

Fast Service

Having recently gone through the process claims with Healthy Paws, I found their service to be quick and easy to use. My dog needed moderate surgery and submitting the claim afterward was a simple process. Healthy Paws even followed up with me about how my dog was feeling after the surgery.
  • INSURER: Healthy Paws
  • POSTED: 11/17/2020
  • BY:
  • BREED: Plott Hound
  • AGE OF PET: 1 - 8

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9

out of 10

PetInsuranceReview recommened

Compassionate and helpful

Knowledgeable and friendly customer service; compassionate and supportive staff; hassle free claim reimbursement. I highly recommend them. Thank you, PetsPlus for all help so far!
  • INSURER: Pets Plus Us
  • POSTED: 11/26/2020
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

PetInsuranceReview recommened

Wish my insurance was this good

I can't believe that I needed to file a claim right after the waiting period was over. It was easy to file and when I called for questions everyone was extremely helpful. The claim was processed quickly and they even followed up to see how my puppy was doing. I would recommend them to all my pet families/friends.
  • INSURER: Healthy Paws
  • POSTED: 11/17/2020
  • BY:
  • BREED: Australian Shepherd
  • AGE OF PET: Under a year

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9

out of 10

PetInsuranceReview recommened

Our dog Oliver had 2 tumors removed from his jaw and eye both of which were benign.

Within 2 weeks of surgery on our dog we received 80% of the cost covered by your insurance. This is the 3rd occasion when we required your services and it was well worth it.
  • INSURER: 24PetWatch
  • POSTED: 11/23/2020
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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